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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

A for Atom

Efficient, good interest rates, simple withdrawals helpful customer services Reviewed on: 17th April 2025

The App is really easy to use and allows quick activ...

The App is really easy to use and allows quick activity. Reviewed on: 17th April 2025

Very efficient, simple to use bank.

Very efficient, simple to use bank. Reviewed on: 17th April 2025

So simple.

So simple. From the moment I came across Atom whilst searching for an easy access savings account and researching Atom on Trust Pilot the transition of opening an account was so smooth. Opening an account takes a matter of minutes and transferring the money into the account was so simple. Best savings rates I could find for the type of account I was after. Top marks from me! Reviewed on: 17th April 2025

Quick and easy to setup.

Quick and easy to setup. Good quality app, no bugs, good layout, not extra products and services cluttering everything up. Reviewed on: 17th April 2025

Great app based bank, lovely no fuss approach.

Great app based bank, lovely no fuss approach. They have very competitive rates particularly on their fixed rates products, what’s not to like! Reviewed on: 17th April 2025

The app is so easy to use and really great savings r...

The app is so easy to use and really great savings rates. Ive found the ISAs to be great Reviewed on: 17th April 2025

Really good app, support and interest rates

Really good app, support and interest rates Reviewed on: 17th April 2025

Brilliant for savings.

After lots of research, I opened an Atom savings account and I’m glad I did. I’ve been able to earn money while saving, but been confident that my money is accessible if I need it. The app is great and my money feels safe and secure. Reviewed on: 17th April 2025

Great app & competitive interest rates.

Great app and competitive interest rates. Reviewed on: 17th April 2025

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