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Atom Bank: Savings reviews

4.91
Based on 5,184 reviews, last reviewed 12th Mar 2026
53800% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026
merciowusu@yahoo.com's avatar
[email protected]

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Atom are reliable, user-friendly and offer highly co...

5
Atom are reliable, user-friendly and offer highly competitive rates Reviewed on: 17th April 2025

Highly recommend

5
From the start it was so easy to open the account. Moving money to and from the account has been flawless. One of the easiest banking apps I’ve ever dealt with. Interest on the money paid promptly every month. Cannot fault. Reviewed on: 17th April 2025

Excellent customer service and fantastic rates

5
Excellent customer service and fantastic rates Reviewed on: 17th April 2025

Very User-friendly

5
The Atom Bank app is very user-friendly and easy on the eye. The information flow is very good. Reviewed on: 17th April 2025

Great Bank. Couldn’t be easier to use.

5
Atom do ‘what they say in the tin’ to coin an old advertising slogan. Simple, honest, extremely easy to use banking. Reviewed on: 17th April 2025

Always professional, efficient service.

5
Always professional, efficient service. Easy to access and use Reviewed on: 17th April 2025

Wonderful product and service.

5
Wonderful product and service. I’m so glad I found Atom Bank after being so disappointed by Starling Bank. Reviewed on: 17th April 2025

Atom Bank - Great Interest Rates

5
Atom Bank have been excellent with my investment and generous interest rates. Reviewed on: 17th April 2025

Brilliant savings account.

5
Brilliant savings account. Very good service through chat. Reviewed on: 17th April 2025

Very Satisfied Customer

5
The app is very easy to use and the customer service team are easily accessible, very friendly and helpful if you need to call them. I would recommend Atom Bank to anyone who has money to save. Reviewed on: 17th April 2025

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