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Atom Bank: Savings reviews

Name: Savings
Rating: 4.9 (4806 reviews)

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4.92

Based on 4,806 reviews, last reviewed 14th Feb 2026

9950% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Competitive Interest Rates The account was easy to open, the interest rate offered was market leading and the app is very user friendly. Reviewed on: 14th February 2026

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4806)

Review of the Atom Bank, Savings:

Love the simplicity of banking with Atom

Love the simplicity of banking with Atom. Customer service is available when the need arises, but I've hardly needed them at all. The interest rates have been very favourable during my time with them. Reviewed on: 22nd April 2025

Great rates easy access to banking services

Great rates easy access to banking services Reviewed on: 12th February 2026

Excellent app works really well.

Excellent app works really well. I have never had any problems, quick and easy to use. Reviewed on: 12th February 2026

Great customer service, easy to use App

Great customer service, easy to use App and very responsive. Good rates for my savings with quick, easy and secure access. Reviewed on: 12th February 2026

Straightforward online banking

Easy to set up account and manage online. Reviewed on: 12th February 2026

Really clear website

I have had a couple of products with atom bank and have been pleased with the offering. Really clear website to see what interest I am likely I earn which is encouraging Reviewed on: 12th February 2026

Reliable

Have used AB for many years, its system is reliably & available & easy to follow Reviewed on: 12th February 2026

Great bank that gives peace of mind.

I've renewed my savings account several times with Atom Bank. The app is very easy to use, and it's a carefree way of saving. On the occasion I need to speak to someone, I've always had a helpful and very nice person on the phone. They are easy to get through to, and it's good to know they're in England. Reviewed on: 12th February 2026

I have always found Atom bank excellent to work with.

I have always found Atom bank excellent to work with. Their app is very user friendly and their products are some of the best out there. I’ve had no issues with them and have been banking with them for over 5 years. Reviewed on: 12th February 2026

Great bank based in the North East of England

I have had an account with Atom virtually since they were set up. I wanted to invest in a smaller bank, as an alternative to the big high street banks. Everything is done via the app, but this is super user friendly and I find information to be clearly laid out and easy to understand. Yes interest rates fluctuate, and they aren't necessarily always providing the best interest rate, but I am pleased to support a bank based in the North East of England Reviewed on: 12th February 2026

Attractive interest rates and a simple enough system...

Attractive interest rates and a simple enough system for online dealings. Reviewed on: 12th February 2026

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