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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5185 reviews)

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4.91

Based on 5,185 reviews, last reviewed 16th Mar 2026

53900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5185)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Always on the ball.

Always on the ball. Payments are instant, no hassle, interest rates pretty good considering what else is out there. Reviewed on: 17th April 2025

The Atom bank app is so easy to use and I feel my mo...

The Atom bank app is so easy to use and I feel my money is safe. Withdrawals are fast and very efficient Reviewed on: 17th April 2025

Atom bank

I found Atom bank easy to use very helpful over the phones Reviewed on: 17th April 2025

Good easy interest rates could be more competitive b...

Good easy interest rates could be more competitive but not bad Reviewed on: 17th April 2025

Feels like the future of banking!

I’ve been with Atoms Bank for about five months now, and it’s been great so far. Super easy to use, fast support when I need it, and I feel confident keeping a large chunk of my savings here. Honestly, it just works—and that’s exactly what I want from a bank. Definitely feels like a Bank of the Year to me. Reviewed on: 17th April 2025

Atom savings products are very competitive

Atom savings products are very competitive and maintain interest rate higher than most other banks. Accounts are very straightforward to set up via the app and transactions with my other bank accounts are immediate without delay. Reviewed on: 17th April 2025

Efficient with competitive interest rates.

Efficient with competitive interest rates. Reviewed on: 17th April 2025

Easy Peasy

Great App - easy to use and information/ documents well signposted. Never had any problems opening, closing or transferring using the app. Interest rates always competitive . Live in Co Durham so good to use local products. Reviewed on: 17th April 2025

I have been a customer with Atom Bank for over 2 yea...

I have been a customer with Atom Bank for over 2 years now. During the time that I have been with them I have always found interest on my savings accountsto be very competitive. Whenever I have needed to deposit funds or withdraw funds they have always expedited the transaction very quickly. Reviewed on: 17th April 2025

I like Atom and their attitude, very positive.

I like Atom and their attitude, very positive. Good rates and fair on withdrawal rate. Only thing is interest cannot be paid out monthly and when using app on iPad it does not change to landscape view. Reviewed on: 17th April 2025

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