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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5185 reviews)

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4.91

Based on 5,185 reviews, last reviewed 16th Mar 2026

53900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5185)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Great online experience and great rates

Great online experience and great rates Reviewed on: 17th April 2025

A forward thinking bank with truly excellent custo...

A forward thinking bank with truly excellent customer service Reviewed on: 17th April 2025

Great app based savings account

Lots of great options to save money in various account types with differing lengths of time that suit everyone. Really great app that is user friendly and clear to navigate. Never had any issues and my money feels secure. Reviewed on: 17th April 2025

Transparent and honest banking

Easy to use app, keeps me informed of any changes timeously. Compatible interest rates. Reviewed on: 17th April 2025

Easy to set up, great interest rates & prompt payment

Easy to set up, great interest rates & prompt payments on 1st day of the month Reviewed on: 17th April 2025

Easy to use !

Easy to use works every time very pleased! Reviewed on: 17th April 2025

Clear and easy to use App

Clear and easy to use App with competitive saving interest rates Reviewed on: 17th April 2025

High interest savings made easy

Fairly easy to deposit send and receive money into Atom. Highest interest rates for any instant access account (when I created account in 2024). I am saving for a house and put any savings on top of the £4k/year that goes into my LISA into Atom as it gains more interest. Having it available for instant access is good peace of mind in case I need the money in an emergency. The only downsides I have are the month of lower interest after withdrawing any money (but this in my opinion is worth the higher interest rates when not withdrawing, and it resets after one month), and depositing money is done in the same way as moving money between bank accounts. It would be nice to have the option to have the app connect to my banking app to be able to move money that way but it is not necessary. Reviewed on: 17th April 2025

Didn’t know Banking was this easy.

Didn’t know Banking was this easy. Reviewed on: 17th April 2025

Easy set up, great value

Very easy to set up a savings account at a decent rate Reviewed on: 17th April 2025

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