Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5185 reviews)

View other Atom Bank products

4.91

Based on 5,185 reviews, last reviewed 16th Mar 2026

53900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5185)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Excellent, smooth-running, professional service.

Excellent, smooth-running, professional service. Reviewed on: 17th April 2025

Doesn't bamboozle you!

Always answer chats back with clear answers. App is easy to navigate. Rates are always appealing and products are simple, with good rates and not too many options to bamboozle you! Reviewed on: 17th April 2025

Easy to use, trustworthy , excellent rates

Easy to use, trustworthy , excellent rates Reviewed on: 17th April 2025

User friendly

I find the reminders (via email) very helpful & timely, the website/app is easy to use & the options made clear. It's great that the interest is worked out for each different option available so I can choose what suits me best at that time. Reviewed on: 17th April 2025

Atom is a First Class bank for savings

I found Atom bank savings the best savings bank for me and their communication is very good. Their App is so easy to use and navigate, it is a joy. After using other savings Apps in the past which were so tricky to use I was delighted with Atom. The interest rate is very good and I like that it is added on monthly so you can know where your finances are at. I would highly recommended Atom to anyone wanting a fair uncomplicated savings plan. Reviewed on: 17th April 2025

Very good app

Very good app and easy to use. I am able to deal quickly with all my needs at once .Also vry quick to transfer money to and from different accounts. Reviewed on: 17th April 2025

Best Smart Bank

Easy to use and competitive rates Reviewed on: 17th April 2025

A Good Experience all round

Very easy to set up on line. Customer Service both swift and knowledgeable. Excellent rates of interest with the right savings protections. The App is clear and easy to navigate. Would recommend Atom. Reviewed on: 17th April 2025

All done on the App.

All done on the App. Never had to contact customer services. Reviewed on: 17th April 2025

Easy to use and secure.

Easy to use and secure.I like to keep my money save with Atom,App is also easy to access. Reviewed on: 17th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings Account
from Recognise Bank 4.80 from 180 reviews
Instant Access Account
from Principality Building Society 4.52 from 4 reviews
Savings
from Skipton Building Society 4.49 from 103 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub