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Atom Bank: Savings reviews

4.91
Based on 5,185 reviews, last reviewed 16th Mar 2026
53900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026
Anthony Heath's avatar
Anthony Heath

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5185)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Bets bank I’ve ever banked with!

5
Bets bank I’ve ever banked with! Can’t believe I used other banks too hold large amounts of money, these guy are great! Reviewed on: 17th April 2025

In my experience, this is the easiest way to bank.

5
In my experience, this is the easiest way to bank. App has always worked, it is quick and I always find what I need to see with minimal effort. I also like to be able to deposit money for various lengths of time. Reviewed on: 17th April 2025

very easy to use app can contact atom customer servi...

5
very easy to use app can contact atom customer services and speak to real persons good interest rates on savings Reviewed on: 17th April 2025

Everything is always simple, clear and super-quick.

5
Everything is always simple, clear and super-quick. Reviewed on: 17th April 2025

Great service, app very easy to use.

5
Great service, app very easy to use. Reviewed on: 17th April 2025

Atom Bank is 5 Star!

5
I have been with Atom for about 5 years and find the app really easy to use, the investment interest is very good, and I have recommended Atom to lots of people I know. Atom Bank is 5 Star! Reviewed on: 17th April 2025

Atom always delivers

5
App never fails. Payments between my external account and Atom are always accurate and super fast and easy to manage. Interest rates are always competitive Reviewed on: 17th April 2025

Great choice of savings account, good rate of intere...

5
Great choice of savings account, good rate of interest & so easy to set up. Reviewed on: 17th April 2025

Excellent saving products

5
Excellent savings products, easy to manage. Really like using Atom Reviewed on: 17th April 2025

I transferred my isa account to chip it was so easy...

5
I transferred my isa account to chip it was so easy and quick. Reviewed on: 17th April 2025

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