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Atom Bank: Savings reviews

4.91
Based on 5,186 reviews, last reviewed 20th Mar 2026
54000% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Basic straightforward banking. Recommended Decent interest rates, had an issue opening the app on mobile phone but customer service resolved it. Nice app. Reviewed on: 20th March 2026
Nick C's avatar
Nick C

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5186)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Excellent rates !

5
Excellent rates ! Great app and easy to transfer funds ! Reviewed on: 16th April 2025

Clear and easy to navigate the app.

5
Clear and easy to navigate the app. Easy to open well explained accounts. Reviewed on: 16th April 2025

Good and competitive interest rates.

5
Easy to use app. Good and competitive interest rates. Excellent customer service. Reviewed on: 16th April 2025

First Class service

5
Easy to use secure application. Have had several accounts with the company and have always found them very competitive and secure Reviewed on: 16th April 2025

Brilliant service as well as good rates

5
Brilliant service as well as good rates Reviewed on: 16th April 2025

A bank I trust

5
Easy to use app . Good rates of interest . Clear options when savings mature. What is there not to like . Reviewed on: 16th April 2025

Easy, clear, good value, love everything about it.

5
Easy, clear, good value, love everything about it. Reviewed on: 16th April 2025

Great savings percentage.

5
Great savings percentage. Great customer experience and service too Reviewed on: 16th April 2025

3rd year with Atom.

5
3rd year with Atom. Easy to set up and user friendly App. Adequate notifications but not too many! Excellent rate of interest on my savings. Particularly like the monthly payment option Reviewed on: 16th April 2025

Great interest rate and very easy to use app

5
Great interest rate and very easy to use app Reviewed on: 16th April 2025

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