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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5186 reviews)

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4.91

Based on 5,186 reviews, last reviewed 20th Mar 2026

54000% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Basic straightforward banking. Recommended Decent interest rates, had an issue opening the app on mobile phone but customer service resolved it. Nice app. Reviewed on: 20th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5186)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Brillant banking app

Brillant app easy to. Competitive rates Reviewed on: 16th April 2025

Always have competitive interest rates

Always have competitive interest rates and they are very quick when it comes to withdrawals. There's previously been the odd occasion when I've needed to query something and there online team have always provided prompt and informative replies. Reviewed on: 16th April 2025

Atom 5 star

The account opening process was very easy. Good savings rates, everything is clear and easy to understand. Love the piggy. Reviewed on: 16th April 2025

Excellent service delivering on all promises made.

Excellent service delivering on all promises made. Reviewed on: 16th April 2025

Effortless online investing. :)

Effortless online investing. On the one occasion I had to make telephone contact my call was taken by a polite, customer focused member of the Atom team. I have invested for several years and will continue to do so. :) Reviewed on: 16th April 2025

Atom is a great bank.

Atom is a great bank. Everyone so helpful and friendly. So easy to apply on line give plenty of options and help so you can decide what options best suit you. Plenty of advice given. Best thing I ever did was to join the bank Reviewed on: 16th April 2025

Atom stepped up for me

Being new(ish) to the UK and having no credit (as owe no monies to anyone), I struggled to get a credit score. Atom have allowed me to get a card for which I am most grateful. Reviewed on: 16th April 2025

A great online banking experience.

I had honestly never heard of Atom Bank but thought I’d give them a try a couple of years ago with opening an ISA. It was so easy!! They keep you fully updated with any changes and the app is so easy to use! Reviewed on: 16th April 2025

Easy to set up account and moving money in or out is...

Easy to set up account and moving money in or out is safe simple and quick Reviewed on: 16th April 2025

Simple and straightforward to use with competitive i...

Simple and straightforward to use with competitive interest rates Reviewed on: 16th April 2025

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