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Atom Bank: Savings reviews

4.92
Based on 4,796 reviews, last reviewed 12th Feb 2026
9400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent app works really well. Excellent app works really well. I have never had any problems, quick and easy to use. Reviewed on: 12th February 2026
Antonia J's avatar
Antonia J

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026
Mike's avatar
Mike

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4796)

Review of the Atom Bank, Savings:

Fantastic app, great interest rates

5
Fantastic app, great interest rates Reviewed on: 3rd March 2025

Great banking App

5
I have been an Atom customer for 4 years and have found it a very useful and easy way to save. App easy to use but twice I had to call customer services and I got to speak top someone very quickly and my small query was immediately resolved. Reviewed on: 11th February 2026

Great savings account.

4
Great savings account. Super easy to open & maintain the account whilst being very secure. Reviewed on: 11th February 2026

Great Savings A/C

5
Great Savings A/C although could always do with a higher interest rate. Never had to use Customer Service which can only be a good thing Reviewed on: 11th February 2026

Have been a saver with Atom for 4 years and whilst...

5
Have been a saver with Atom for 4 years and whilst their interest rates are competitive, it is also the ease in dealing with their online system, be it first enrolment, transfers in an account, between accounts and any need to speak to staff it is ALL first rate; helpful, polite and nothing is too much trouble. Excellent. Reviewed on: 11th February 2026

Great facility & service

5
App easy to set up, navigate and use. Lots of comprehensive information within it.Good regular communication. Reviewed on: 11th February 2026

Great rates. Easy to access. Ethical policies

5
I never had to speak to a person but I set up my account easily on line and have had no problems putting money in or withdrawing. The interest rates are great. And I feel reassured that it rates well on the ethical Reviewed on: 11th February 2026

App the best

5
Best banking app ever. So easy to navigate. Reviewed on: 11th February 2026

Great communication easy to seek advice exc customer...

5
Great communication easy to seek advice exc customer info Reviewed on: 11th February 2026

I’ve been impressed with Atom bank since I was first...

5
I’ve been impressed with Atom bank since I was first recommended by a financial adviser . Reviewed on: 11th February 2026

Confident with my investment.

5
This is my third year investing with Atom Bank. In the current investment market it is important to me to invest in a trusted bank. I feel completely comfortable and confident in my transactions and investment with Atom Bank. Reviewed on: 11th February 2026

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