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Atom Bank: Savings reviews

Name: Savings
Rating: 4.9 (4806 reviews)

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4.92

Based on 4,805 reviews, last reviewed 13th Feb 2026

9900% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easiest bank app to use. Easiest bank app to use. Interest is good and paid on time and on maturity money is returned immediately. Reviewed on: 13th February 2026

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4805)

Review of the Atom Bank, Savings:

Love the simplicity of banking with Atom

Love the simplicity of banking with Atom. Customer service is available when the need arises, but I've hardly needed them at all. The interest rates have been very favourable during my time with them. Reviewed on: 22nd April 2025

DITTO THIS

Ditto this - I have been a saver with Atom for 3/4 years and whilst their interest rates are competitive, it is also the ease in dealing with their online system, be it first enrolment, transfers in an account, between accounts and any need to speak to staff it is ALL first rate; helpful, polite and nothing is too much trouble. Excellent. Reviewed on: 12th February 2026

Always been a good experience dealing with Atom.

Always been a good experience dealing with Atom.The saving rates are compatible with other providers Reviewed on: 12th February 2026

Very easy to use and would definitely recommend to f...

Very easy to use and would definitely recommend to family and friends. They give very good rates of return. Reviewed on: 12th February 2026

The Phone App

The App is so nice to use, I love it. Reviewed on: 12th February 2026

All OK.an easy 4.92% all round.

All OK 4.92% all round service. Need I say more. Reviewed on: 12th February 2026

Straightforward to open.

Straightforward to open. Competitive interest rate at the time of opening. Reviewed on: 12th February 2026

Quick and efficient service.

Quick and efficient service. Easy to use APP. Reviewed on: 12th February 2026

Dream to use App.

1 find using the Atom App a real dream to use. I recently closed and opened a new ISA 1 year bond it worked perfectly and quickly very impressive. Reviewed on: 11th February 2026

Atom, The Best online

Three Es, Efficient, Easy, Excellent… Reviewed on: 11th February 2026

Very competitive savings rates, products.

Very competitive savings rates, products. Easy straightforward App to use Reviewed on: 11th February 2026

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