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Atom Bank: Savings reviews

4.92
Based on 4,907 reviews, last reviewed 4th Mar 2026
14100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy App Easy to use App. Everything is explained in plain English. I have used Atom for several years and have never been disappointed. I know I would always ... Read more Reviewed on: 4th March 2026
Margaret C's avatar
Margaret C

Latest lowest rating:

2

Antiquated. I have money with you and I’m now over the limit for having money in bonds. A ceiling of £100,000 is one if the most rediculas amounts I have heard i... Read more Reviewed on: 4th March 2026
John's avatar
John

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4907)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

app easy to use ,funding is shown quickly as is any...

5
app easy to use ,funding is shown quickly as is any withdrawal Reviewed on: 1st May 2025

Easy to use, even if not the most competitive

5
At the time of opening a savings account, the interest rates were the best on the market. This has changed a little over time and whilst not the most competitive, the ease of set up and managing my account is easy and quick. Reviewed on: 30th April 2025

Atom App easy to use

5
The Atom App is easy to use, with multiple options to log into the App. The interest rates on savings accounts are very competitive and are usually better than competitor banks. The reward rate is fantastic as it combines the higher rate of a fixed savings account with the flexibility to make withdrawals if required. Reviewed on: 30th April 2025

Great no problems.

5
Great no problems. Excellent service Reviewed on: 29th April 2025

Atom - what’s not to like!

5
No issues with the app, does exactly what it says and easy to use with no issues. Love that can just check on my savings anytime very easily with no hassle at all. Reviewed on: 29th April 2025

App easy to use, good rates of interest

5
App easy to use, good rates of interest Reviewed on: 29th April 2025

Atom Bank, my internet bank

5
Atom Bank, an internet only bank, provides my with a very good APP, simple to use and to the point. The interest rates offered are excellent. I will be using Atom for the foreseeable future. Reviewed on: 29th April 2025

Trustworthy sure and safe. Always good advice.

5
I have always had excellent experience and advice from Atom.I can trust Atom and know my money is secure. My experience is I know I will be advised about the best rates. Reviewed on: 28th April 2025

Great interest rates easy to sign up

5
Great interest rates easy to sign up Reviewed on: 28th April 2025

Great saving rates best around easy to use app

5
Great saving rates best around easy to use app Reviewed on: 28th April 2025

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