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Atom Bank: Savings reviews

4.92
Based on 4,907 reviews, last reviewed 4th Mar 2026
14100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy App Easy to use App. Everything is explained in plain English. I have used Atom for several years and have never been disappointed. I know I would always ... Read more Reviewed on: 4th March 2026
Margaret C's avatar
Margaret C

Latest lowest rating:

2

Antiquated. I have money with you and I’m now over the limit for having money in bonds. A ceiling of £100,000 is one if the most rediculas amounts I have heard i... Read more Reviewed on: 4th March 2026
John's avatar
John

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4907)

Review of the Atom Bank, Savings:

Fantastic experience

5
Since I joined Atom I’ve had a fantastic experience. I had to call customer services to obtain a statement and the person I spoke to was extremely helpful, quick at actioning what I needed and overall I’ve had a fantastic experience experience with Atom and have recommended them to friends and family. Reviewed on: 17th April 2025

Easy to use and great for savings

5
Easy to use App. Really like the savings account. Reviewed on: 28th April 2025

Happy Customer

5
Very easy to set up at a good interest rate. Reviewed on: 28th April 2025

Banking made easy

5
Super easy app, fast to use, as soon as bonds mature money is transferred Reviewed on: 28th April 2025

Excellent service, prompt with there replys to quest...

5
Excellent service, prompt with there replys to questions. Reviewed on: 27th April 2025

Good communication, competitive interest rates.

5
Good communication, competitive interest rates.Great little app Reviewed on: 27th April 2025

No hassle fair banking

5
No hassle fair banking, easy to use, and a good selection of products. Excellent web interface, good communication at all times. I have used Atom for several years and have always found them to be excellent in every respect. Reviewed on: 26th April 2025

No hassle fair banking

5
No hassle fair banking, easy to use, and a good selection of products. Excellent web interface Reviewed on: 26th April 2025

No hassle fair banking, easy to use, and a good sele...

5
No hassle fair banking, easy to use, and a good selection of products. Excellent web interface Reviewed on: 26th April 2025

I've been with atom a few years on and off but I've...

4
I've been with atom a few years on and off but I've always been satisfied with them, Reviewed on: 26th April 2025

Very easy account to use and top interest rates.

5
Very easy to open the account and the app is dead simple to use. The interest rates are very good and competitive. I like that you only lose 1 month of top rate if you have to withdraw, then it goes back up again. Reviewed on: 26th April 2025

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