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Atom Bank: Savings reviews

4.92
Based on 4,902 reviews, last reviewed 4th Mar 2026
13850% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Recommended by Martin Lewis. Recommended by Martin Lewis. Easy to set up and use. No issues. Reviewed on: 4th March 2026
BARRY 's avatar
BARRY

Latest lowest rating:

2

Antiquated. I have money with you and I’m now over the limit for having money in bonds. A ceiling of £100,000 is one if the most rediculas amounts I have heard i... Read more Reviewed on: 4th March 2026
John's avatar
John

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4902)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Easy to setup account on the app, easy to use app, g...

5
Easy to setup account on the app, easy to use app, good to know that 85k is covered if anything should go wrong, one of the best savings rate on the market right now Reviewed on: 23rd April 2025

Easy to use.

5
Easy to use. Confident that help and support is at the end of a phone call or a live chat. Very professional and helpful. Reviewed on: 23rd April 2025

A very good app/company

5
A very good app based product and a very good company. Efficient, easy to use, logical, and good rates. Faultless from what I can see. Reviewed on: 23rd April 2025

I am really satisfied with my Atom Banking.

5
I have a lot of credit cards and also some savings. I 've searched a lot to find what is the best savings account of the market and i must say i am really happy with what Atom Bank provide. The best interest reward and frexibility. Reviewed on: 23rd April 2025

Excellent user friendly App

5
App very user friendly and easy to navigate. Easy to transfer money to/from nominated Bank Reviewed on: 23rd April 2025

I have been banking with Atom Bank for over three years

5
I have been banking with Atom Bank for over three years, the app is so easy to use, great interest rates. I hold to accounts with them, one fixed and the other current account, both are great. I have already recommend family and friends. Reviewed on: 23rd April 2025

Best Bank in the market

5
The app is ahead of any other bank. So easy to navigate around. In addition to having excellent returns on savings Reviewed on: 23rd April 2025

Atom Bank experience

5
The app is user friendly and secure Reviewed on: 23rd April 2025

Atom bank is great.

5
Atom bank is super simple to use and makes me feel like my money is protected. Their customer service is great the savings accounts hold great value. Reviewed on: 23rd April 2025

Very happy with the app.

4
Very happy with the app. I find your rates very competitive and very easy to move money after the term has ended Reviewed on: 22nd April 2025

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