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Atom Bank: Savings reviews

4.92
Based on 4,941 reviews, last reviewed 4th Mar 2026
15650% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Opened a savings account a few years ago, the app is... Opened a savings account a few years ago, the app is very easy to use, savings have been consistently competitive, when the fixed term ends you are pr... Read more Reviewed on: 4th March 2026
Tim P's avatar
Tim P

Latest lowest rating:

2

saving rate When I joined 2y ago saving rate above average, now well below average Reviewed on: 4th March 2026
Steve R's avatar
Steve R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4941)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Simple, easy and very intuitive banking.

5
Simple, easy and very intuitive banking. Reviewed on: 22nd April 2025

Recommend

5
Atom bank was recommended on tv by Martin Lewis. That’s why I opened an account! Reviewed on: 22nd April 2025

Atom good rates, easy to use app.

5
Atom have be great from my savings, good rates and easy to track using their app. Reviewed on: 22nd April 2025

The Atom bank app is extremely userfriendly and give...

5
The Atom bank app is extremely userfriendly and gives clear information. The bank has competitive rates. I am a happy customer. Reviewed on: 22nd April 2025

Easy to use - good rates

5
very straightforward, Atom were suggested as a saving account, it had a competitive interest rate and it was highlighted as easy to use. I've been transferring it regular amounts, notifications come up straight away on the deposits I make. No complaints at all Reviewed on: 22nd April 2025

Great App.

4
Great App. Would highly recommend Reviewed on: 22nd April 2025

Online portal

4
I have only needed to make transactions into my newly set up account and so far it has been a smooth online service. Reviewed on: 22nd April 2025

Great 1-year fixed rate savings account

5
Great 1-year fixed rate savings account Reviewed on: 22nd April 2025

Atom Account

5
Easy to set up and use , and customer services easy to access , and always helpful . Reviewed on: 22nd April 2025

Great banking experience, very straight forward

5
Great banking experience, very straight forward Reviewed on: 22nd April 2025

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