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Atom Bank: Savings reviews

Name: Savings
Rating: 4.92 (4906 reviews)

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4.92

Based on 4,906 reviews, last reviewed 4th Mar 2026

14050% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great bank and excellent service Easy to set up with appropriate security arrangements too. The app is clear and easy to use do AO can find out anything I want about my account Reviewed on: 4th March 2026

Latest lowest rating:

2

Antiquated. I have money with you and I’m now over the limit for having money in bonds. A ceiling of £100,000 is one if the most rediculas amounts I have heard i... Read more Reviewed on: 4th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4906)

Review of the Atom Bank, Savings:

online/ phone Easy to use service

I find Atom Bank online services so easy to use, Excellent service and excellent interest rates in this very difficult financial times, I do recommend Atom to my friends and family Reviewed on: 21st April 2025

All good experience with competitive rates

All good experience with competitive rates Reviewed on: 21st April 2025

You get exactly what it says on the packet!

You get exactly what it says on the packet!! No messing about Reviewed on: 21st April 2025

Great App based savings account

I opened my first account with Atom a few months ago and I am delighted with the ease of operation. I have an App based instant access savings account, which offers one of the best interest rates available currently. Opening the account was straightforward and took very little time, so it was convenient for me. The App itself has a very aesthetically pleasing look, and it is extremely easy to navigate your way around. Communication from Atom has been excellent and I feel fully informed of what is happening with my money. Making deposits and witdrawals is straightforward and I have quick and easy access to my money and I can see what is happening with it. I am also aware of any penalties to interest for woithdrawals. Overall I am very happy and I would highly recommend this account. Reviewed on: 21st April 2025

Found this a very good bank.

Found this a very good bank. All dealings efficiently processed and would highly recommend them. Reviewed on: 21st April 2025

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Brilliant Atom

Have used Atom for about 3 years now. Excellent service never had issues. Easy to use app. Great interest rates. Fantastic Reviewed on: 21st April 2025

Thank you Atom

Great interest rates! Thank you for the help Reviewed on: 21st April 2025

Nice app and decent interest rates have kept Atom co...

Nice app and decent interest rates have kept Atom competitive Reviewed on: 21st April 2025

I have been banking with Atom for several years.

I have been banking with Atom for several years. The app is very easy to use. The customer support team have always been polite, very helpful and efficient. The savings rates are always amongst the top five. Reviewed on: 21st April 2025

Quick and easy

Quick and easy to set up. Good rates on offer and flexible saving options. Reviewed on: 21st April 2025

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