Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,057 reviews, last reviewed 5th Mar 2026
42200% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Stress free saving. Never had any issues so haven't needed Customer Service. Have had both instant and longer term accounts. Easy to track via the app. Any withdrawals to... Read more Reviewed on: 5th March 2026
Lynn C's avatar
Lynn C

Latest lowest rating:

1

Stated of great but slowly but surely deteriorated. Stated of great but slowly but surely deteriorated. Poor rates offered now and would advise people to look around as you can get up to 1% more on your... Read more Reviewed on: 5th March 2026
Nf's avatar
Nf

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5057)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Easy to use and great for savings

5
Easy to use App. Really like the savings account. Reviewed on: 28th April 2025

Happy Customer

5
Very easy to set up at a good interest rate. Reviewed on: 28th April 2025

Banking made easy

5
Super easy app, fast to use, as soon as bonds mature money is transferred Reviewed on: 28th April 2025

Excellent service, prompt with there replys to quest...

5
Excellent service, prompt with there replys to questions. Reviewed on: 27th April 2025

Good communication, competitive interest rates.

5
Good communication, competitive interest rates.Great little app Reviewed on: 27th April 2025

No hassle fair banking

5
No hassle fair banking, easy to use, and a good selection of products. Excellent web interface, good communication at all times. I have used Atom for several years and have always found them to be excellent in every respect. Reviewed on: 26th April 2025

No hassle fair banking

5
No hassle fair banking, easy to use, and a good selection of products. Excellent web interface Reviewed on: 26th April 2025

No hassle fair banking, easy to use, and a good sele...

5
No hassle fair banking, easy to use, and a good selection of products. Excellent web interface Reviewed on: 26th April 2025

I've been with atom a few years on and off but I've...

4
I've been with atom a few years on and off but I've always been satisfied with them, Reviewed on: 26th April 2025

Very easy account to use and top interest rates.

5
Very easy to open the account and the app is dead simple to use. The interest rates are very good and competitive. I like that you only lose 1 month of top rate if you have to withdraw, then it goes back up again. Reviewed on: 26th April 2025