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Atom Bank: Savings reviews

Name: Savings
Rating: 4.9 (4812 reviews)

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4.92

Based on 4,812 reviews, last reviewed 20th Feb 2026

10250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent App & Competitive Rates Their app is really easy to use and their rates paid very competitive. Reviewed on: 20th February 2026

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4812)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Excellent service

Easy app to negotiate especially for an oldie who is not tech savvy!! with competitive rates, much better than high steet bank. Would recommend to friends and family. Reviewed on: 11th February 2026

Great Fixed Term Savings and easy to use online app

I have been using Atom for a couple of years now and find their rates competitive for my fixed term savings. Love the app as it's so easy to use and would definitely recommend. Reviewed on: 11th February 2026

Excellent product all round

A very easy to use app. Most information you will need is there but if you need or prefer to speak to a person a phone number is easy to find under help & support. easy to transact via the app too. Reviewed on: 11th February 2026

Been baking with you for a long time now , and your...

Been baking with you for a long time now , and your your app is so simple to use with very competitive interest rates you don’t have to any further. Reviewed on: 11th February 2026

Easy online banking

The app is so easy to use, interest rates are good. Reviewed on: 11th February 2026

Easy account to open and use.

Easy account to open and use. App easy to use like the piggy bank icon they use for savings account. Bit of fun but encourages to save. Reviewed on: 11th February 2026

I have been using Atom for 2 years and to honest the...

I have been using Atom for 2 years and to honest the app is very easy to navigate. Great ISA and saving rate and easy to move money. Have recommended to my family and friends Reviewed on: 11th February 2026

An excellent on line bank.

An excellent on line bank. Very happy with it Reviewed on: 11th February 2026

Have saved with atom for 3 years.

Have saved with atom for 3 years. Easy to use online & Would highly recommend! Reviewed on: 11th February 2026

Disappointing

Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the process of changing bank. Reviewed on: 11th February 2026

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