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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5057 reviews)

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4.91

Based on 5,057 reviews, last reviewed 5th Mar 2026

42200% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Stress free saving. Never had any issues so haven't needed Customer Service. Have had both instant and longer term accounts. Easy to track via the app. Any withdrawals to... Read more Reviewed on: 5th March 2026

Latest lowest rating:

1

Stated of great but slowly but surely deteriorated. Stated of great but slowly but surely deteriorated. Poor rates offered now and would advise people to look around as you can get up to 1% more on your... Read more Reviewed on: 5th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5057)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Trustworthy & Reliable

Atom bank has a good reputation on other financial websites, and other media, such as Martin Lewis money program. They have always made transactions for the end user straight forward and simple to understand. I have found them to be "reliable" Reviewed on: 21st April 2025

Atom bank has provided a great rate of interest for...

Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Excellent Experience

The Atom Bank App gives easy access and I've never experienced problems in the 2.5 years I've had an account. It seems very secure but also it's easy to transfer money from and to. Overall an excellent experience. Reviewed on: 21st April 2025

Good bank, easy to use, everything online, pretty go...

Good bank, easy to use, everything online, pretty good interest rates compared to the market. Reviewed on: 21st April 2025

Wonderful experience with the bank great service

Had an experience with the bank for a year and they have been excellent no worries at all. Reviewed on: 21st April 2025

Ease of use

Easy to use site and information is clear to understand Reviewed on: 21st April 2025

very happy

Easy to use set up and app. Best interest rate when selected. Instant notifications of investment. Very happy with all communication. Reviewed on: 21st April 2025

Great option for fixed term savings

I’ve had a few fixed term savings accounts with Atom. Been very easy to open with good interest rates and responsive customer service. Reviewed on: 21st April 2025

Great online bank customer service is always immedia...

Great online bank customer service is always immediate and things resolved quickly. Reviewed on: 21st April 2025

Ease of moving money on App

Love the ease of moving money around in the instant access savings account I have with Atom. Reviewed on: 21st April 2025

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