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Atom Bank: Savings reviews

4.91
Based on 5,057 reviews, last reviewed 5th Mar 2026
42200% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Stress free saving. Never had any issues so haven't needed Customer Service. Have had both instant and longer term accounts. Easy to track via the app. Any withdrawals to... Read more Reviewed on: 5th March 2026
Lynn C's avatar
Lynn C

Latest lowest rating:

1

Stated of great but slowly but surely deteriorated. Stated of great but slowly but surely deteriorated. Poor rates offered now and would advise people to look around as you can get up to 1% more on your... Read more Reviewed on: 5th March 2026
Nf's avatar
Nf

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5057)

Review of the Atom Bank, Savings:

online/ phone Easy to use service

5
I find Atom Bank online services so easy to use, Excellent service and excellent interest rates in this very difficult financial times, I do recommend Atom to my friends and family Reviewed on: 21st April 2025

Good rates and always there when required.

5
Good rates and always there when required. Reviewed on: 21st April 2025

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Good service with an good app that is easy to...

5
Good service with an good app that is easy to use Reviewed on: 21st April 2025

Been with Atom for a few years and not been let down.

5
Been with Atom for a few years and not been let down. Convenient no hassle banking. Flexible with good range of choice. Reviewed on: 20th April 2025

Easy to use, good interest rate, available 24/7

5
Easy to use, good interest rate, available 24/7 Reviewed on: 20th April 2025

Atom gave the best fixed interest rate for my 2 year...

5
Atom gave the best fixed interest rate for my 2 year cash investment. Reviewed on: 20th April 2025

Best bank ever

5
Very good in all aspects of the bank., good with fixed rates, very competitive., bank that you can trust. Reviewed on: 20th April 2025

Excellent service, excellent rates and easy to use app.

5
Excellent service, excellent rates and easy to use app. Reviewed on: 20th April 2025

Great experience with Atom Bank!

5
"Atom Bank has completely transformed my banking experience. The app is sleek, intuitive, and easy to use, making everything from savings to loan applications a breeze. I’ve especially appreciated their competitive interest rates and customer-first approach—it's clear they’re genuinely trying to innovate in the digital banking space. The customer service has been responsive and helpful every time I’ve had a question. I’d highly recommend Atom Bank to anyone looking for a modern, trustworthy, and forward-thinking financial partner. Reviewed on: 20th April 2025

Banking on phone.

5
Good interest rates, easy to check balance with facial recognition. Reviewed on: 20th April 2025