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Aviva: Pension reviews

Name: Pension
Rating: 2.03 (182 reviews)

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1.97

Based on 182 reviews, last reviewed 22nd Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

18%

68%

Latest highest rating:

4

old fashioned processes Good company but some old fashioned processes (need to download and print off forms and then send them in the post). Very limited functionality on the... Read more Reviewed on: 7th September 2025

Latest lowest rating:

1

Incredibly slow & frustrating to deal with I have been trying to cash in a small pension for over two months. The initial international call took over an hour during which it felt like they we... Read more Reviewed on: 22nd December 2025

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About this product

Aviva offer a self-invested personal pension (SIPP).

There are five ways to invest in the Aviva SIPP. You can decide between the Universal Retirement Fund, a ready-made fund or choose an option from a fund shortlist provided by experts. You can also build your own portfolio or buy and sell shares and investments.

Aviva pension reviews share what it's like to have this pension. If you've used Aviva before, you can also leave your own review.

Aviva Pension reviews (182)

Review of the Aviva, Pension:

CATASTROPHIC PENSION LOSSES IN 10 MONTHS

I want to publish an email I sent to Aviva today so that it might help warn other investors, and also so it is on record: RE PENSIONS FUNDS - TK10370929 and TK10329410 Further to my earlier email today (and 5 days ago) - since no one from Aviva is replying to my emails or calling me to advise about the CATASTROPHIC LOSSES in my pension funds, as before I have been trying to call Aviva to discuss this with someone. However, I am not able to speak to anyone at Aviva because of this message "We are not able to talk to you because of an emergency. Try again later" So because I can't actually speak to someone at Aviva - I have attempted to take control of my Pension Funds myself. But, once again, Aviva is preventing me from doing this - see the following: In my Online Account, under the heading 'HOW YOUR PENSION IS INVESTED" - there is an option to "Choose Your Funds" However, although it states: "Press the button below to start the process of moving from your investment approach and telling us which individual funds you want to invest in." BUT....there is NO BUTTON TO PRESS!! - see the attachment Instead, there is a Call Us icon. But as I've explained above, when I call Aviva to speak about my Pension Fund, the reply is: "We are not able to talk to you because of an emergency. Try again later" So - at a time when my Aviva Pension policies - TK10370929 and TK10329410 - are incurring huge, seemingly uncontrollable losses - due probably to the high percentage of the policies being invested in High-Risk funds - I am being prevented from taking control of my own Pension Funds and moving them into Low-Risk funds. As I've explained in previous emails - the combined loss of my policies - TK10370929 and TK10329410 - since December 2021 is £38,273.54 + £9,653 = £47,926.54 in 10 months!!! The total funds left in my policies - TK10370929 and TK10329410 - today (28/09/2022) is - £77,469.46 + £19,377.20 = £96,846.66 My retirement date is September 2023 - less than a year away - but at the current rate of loss, there will be no money left in either policy. Therefore, because Aviva is not helping me - I want to take control myself - BUT I'M BEING PREVENTED FROM DOING SO BY AVIVA. I WANT SOMEONE TO CALL ME BACK PLEASE Reviewed on: 28th September 2022

Its a solid brand and not flashy and risky.

Its a solid brand and not flashy and risky. Reviewed on: 27th February 2025

Aviva turned my acorn into an oak

My modest income & contributions have grown thanks to my Ethical Pension with Aviva. After years on very modest Charity Sector earnings, I should be able to retire with a monthly income a bit higher than any I have earned in my career! Reviewed on: 26th February 2025

My father cannot withdraw his pension

My father has been trying to withdraw his pension for nearly 5 months and yet to receive anything. Has had to ring them multiple times to be told something is missing despite his own bank contacting them also. They have said they would send documents and they were never received (again 3 time on the phone to chase them) when they had been received and finally sent back no communication over the “missing” information a formal complaint was made by himself back in November and as of today still had no response to this. He is now having to use his savings to live off of he were in more unfortunate circumstances this would have sent him into debt. They cause unnecessary stress to my parents and have yet to do anything to compensate. Withholding a pensioners own money which is criminal! Reviewed on: 6th February 2025

Aviva provide a great SIPP.

Aviva provide a great SIPP. Easy to access and use online with lots of information provided along with a safe place for all online correspondence. Reviewed on: 13th January 2025

Poorest investment pension returns

Having invested for around 15 years and year on year investment loss. Nearly 40pc. And that on money put in. With no returns. Now fees are eating at what’s left. They have the cheek to say put more in. Having several smaller pension pots making more money. Losses of pension not covered by ppf. Stay well clear. Reviewed on: 22nd December 2024

Delays, but sorted out in the end.

I had a Friend Provident pension which was taken over by Aviva. I decided to buy the annuity from Aviva to get the benefit of the guarantee. Every step of the process was slow and at one stage it took 3 weeks (and 2 more phone calls) to get a prepaid envelope (which should have been included in my pack in the first place). Even getting a quote took 8 weeks. After the forms had been filled in there was an inexplicable delay (5 weeks) until I got my first payment. Which was then 2 weeks after my scheduled retirement date. However, I am now completely satisfied with the outcome and staff have always been polite and friendly. Reviewed on: 13th December 2024

The total lack of Customer Service.

The total lack of Customer Service makes it hard to leave anything but a negative review. You have to wait for over an hour on the phone to speak to people, they don't answer emails and they appear to be totally incompetent. Nothing about them has been any good in my experience. I'm surprised they're still in business. Reviewed on: 10th December 2024

My husband has had a terrible experience with this o...

My husband has had a terrible experience with this outfit who are completely incompetent and unprofessional. Its taken over six months for him to get his tax free pension, he has spent hours on the phone, they kept promising to call back and it never happened, he had misinformation and had to repeatedly send through the same information, completely incompetent and then after he formally complained and rhey said they would look into it, finally came back and said it was due to third party advice!!! Really??? Taking no ownership for a completely incompetent service!! Reviewed on: 10th November 2024

Horrible waste of time when it comes to deceased

Don't believe these reviews. If you have a relative that passed away in a different country just know you will be months back and forward. They don't remember to process your case until you email them then they ask for more information. You couldn't ask that before I emailed? and this happened numerous times. Hopefully this process will be over soon. If he was alive I would tell him to run. Other pension schemes he had just needed our mom documents (without JP) and her bank account. Their usual sentences "its with our trustees", "they need to verify documents", "oh we couldn't contact the JP" all of this weeks and months in between. Only because we knew our brother thought pensions were a scam I am helping my mom fight for HIS money THAT HE WORKED HARD FOR. Reviewed on: 7th November 2024

Good experience good Customer service on the telephone.

Good experience good Customer service on the telephone. Competent customer service rep. Reviewed on: 1st November 2024

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