Smart Money People Logo

Barclaycard: Platinum credit cards reviews

3.84
Based on 316 reviews, last reviewed 10th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
52%
See only 4 star reviews
22%
See only 3 star reviews
10%
See only 2 star reviews
3%
See only 1 star reviews
13%

Latest highest rating:

5

Excellent card- the 0 percent interest and credit li... Excellent card- the 0 percent interest and credit limit is amazing Reviewed on: 10th February 2026
Hammad Ahmad's avatar
Hammad Ahmad

Latest lowest rating:

1

Barclaycard don't want prompt payers I have had a Barclaycard for a long time and had a credit limit of £9500. I thought I might as well increase it a bit to £10,000. Within a few weeks m... Read more Reviewed on: 14th November 2025
Frosty's avatar
Frosty

About this product

Barclaycard Platinum credit cards are designed for purchases and balance transfers.

You can get 0% on spending and balance transfers across a range of terms. Depending on the Barclaycard Platinum credit card you choose, you may be charged a balance transfer fee.

Barclaycard Platinum credit card reviews help you find out what it’s really like to be a customer. If you’ve used Barclaycard before, you can also leave a review and share your experience.

Barclaycard Platinum credit cards reviews (316)

Review of the Barclaycard, Platinum credit cards:

Buna

5
Multumit de toată experiența cu banca Reviewed on: 3rd March 2022

Brilliant card

5
Amazing benefits with it to. I've been a customer for years!! Reviewed on: 9th May 2016

Generally good but some issues using it abroad

4
I have had this card for several years but I have had a few issues with it. Barclaycard say that you don't need to inform them if you are going away yet I always do as I choose not to take my mobile or computer with me when I travel abroad so I can't be contacted. One example of a problem was that after a trip to Iceland I came home to find several messages left on my landline to say someone had attempted to use my card fraudulently. I cancelled the card, paid for a credit check and worried a lot about what may happened but it eventually turned out that it was when my partner and I had had several unsuccessful attempts at using a 'pay at the pump' petrol station in Iceland. Yet Barclaycard hadn't previously been able to give us any details of the so called 'fraud' which caused us so much worry. I ended up taking out another credit card with a different company just to use abroad that allows you to put your travel details into their website. Other than that they are a good card provider. I can't comment on their interest rates as these days I just use it as a safe way to pay online and I pay the bill immediately. Reviewed on: 6th May 2016

Great customer service and flexibility

5
I needed to contact them to change the method of paying my bill. The customer service advisor was very helpful and explained the process fully as well as offering options on how to set this up. We chose the best method based o my circumstances and all details were followed up with an email explaining what had happend. Very impressed. Reviewed on: 6th May 2016

balance transfer

4
I transferred a balance from one credit card to another and I chose Barclaycard and the length of the interest free period was just what I wanted, The whole thing was done on-line and complete within a few days and communication was frequent and relevant and since I did this I have been very impressed with the services offered by Barclaycard. I can't speak more highly of them from my experience. Reviewed on: 6th May 2016

great balance transfer offer

3
I had a great 0% balance transfer offer, however I did have difficulty when contacting the customer service team as it is based in a call centre out of the uk. Reviewed on: 26th April 2016

Barclaycard seem very aware of fraudulent spending.

5
Barclaycard give good cashback. Also they are very aware of unusual spending.We get a taped message which sounds like a scam at first but isn't. Usually it has been because of different locations or a large amount but it can be easily verified. They did detect fraudulent use once and the card was blocked, which was done without problem. Reviewed on: 24th April 2016

good

5
HAVE HAD A BARCLAYCARD FOR MANY YEARS. Never had any trouble with it at all. It has always been accepted without problems. Asked last year for an increase in my credit limit and this was agreed. Would definitely recommend Reviewed on: 28th March 2016

Good credit card deals

5
If you contact them they are really helpful in discussing what really will help your needs Reviewed on: 28th March 2016

To much choice not enough explaination

2
Why have so many products and have the explanation so difficult with jargon?! Reviewed on: 28th March 2016

Good little card

5
Great Card,comes in handy for shopping when you dont have the cash to pay, easy to pay online, great balance transfer rates Reviewed on: 28th March 2016
Are you a business? Get insights, reply to reviews, invite customers and understand their needs