Smart Money People Logo

Bath Building Society: Mortgages reviews

4.82
Based on 390 reviews, last reviewed 2nd Apr 2026
180% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
6%
See only 3 star reviews
3%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Sharon Adams is fantastic Spoke to Sharon a couple weeks back and she helped me with a DIP. Spoke to her about the FMA today and was given the same consistent service. The big ... Read more Reviewed on: 2nd April 2026
Nathan W's avatar
Nathan W

Latest lowest rating:

1

My mortgage process was delayed because essential qu... My mortgage process was delayed because essential questions were not asked promptly by Bath at the outset. This delay ended up costing me over £1000 d... Read more Reviewed on: 24th April 2025
George 's avatar
George

About this product

Bath Building Society have a range of mortgages for different borrowing needs.

Some of the specialist mortgages that Bath Building Society offer include student mortgages, rent a room mortgages and joint borrower, sole proprietor.

Bath Building Society mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Bath Building Society before, you can also leave a review and share your experience.

Bath Building Society Mortgages reviews (390)

Review of the Bath Building Society, Mortgages:

BBS were great for our guest house mortgage

5
Bath Building Society was very flexible and set up a mortgage for our guest house. All the other lenders we approached (Lloyds, Natwest, Halifax etc.) were unable to help because we didn't fall into a standard tickbox category. The rate was always competitive, we had a series of discounted rate deals. Been with them for about 20 years. I highly recommend BBS. Reviewed on: 24th April 2025
Reply from Bath Building Society Hi Steven, Thank you for your review, I'm pleased to read that we've been able to support you as a longstanding customer! Kyle Greck, Head of Mortgage Sales Response date: 25th April 2025
Bath Building Society Logo
Bath Building Society

Tom was very helpful

5
I was looking to find out more about a rather niche product, but Tom was very quick, professional, and helpful. I would thoroughly recommend him. Reviewed on: 16th September 2022
Reply from Bath Building Society Thank you for the feedback and glad Tom was of assistance. I will pass on your comments to him. Ben Hutchings, Head of Mortgage Sales Response date: 20th September 2022
Bath Building Society Logo
Bath Building Society

Excellent on live chat, not good at returning calls

5
Having used Bath for the first time, they could do with making their system more user friendly. Reviewed on: 16th September 2022
Reply from Bath Building Society Thank you for providing this feedback. I will pass this on so that we can look to improve our service. Ben Hutchings, Head of Mortgage Sales Response date: 20th September 2022
Bath Building Society Logo
Bath Building Society

Nick helped quickly

5
Nick called me which was a nice touch and we resolved the query quickly, so really efficient for us both Reviewed on: 15th September 2022
Reply from Bath Building Society Thank you for the feedback. I'm glad Nick was able to get in touch with you to resolve your query. We always look to give the best possible service to our customers. I will pass this on to him. Ben Hutchings, Head of Mortgage Sales Response date: 20th September 2022
Bath Building Society Logo
Bath Building Society

Communication

3
Communication is not very great, however when through to chat with someone they were helpful. They didn't have my email address on the system to request additional documents from me, despite communicated via email while initiating the process of mortgage application. so clear gap in departments. Reviewed on: 14th September 2022
Reply from Bath Building Society Thank you for your feedback, we do appreciate this. We are always looking to improve our service and clearly we didn't meet our normal standards this time. I will forward this on so that we can look into. Ben Hutchings, Head of Mortgage Sales Response date: 20th September 2022
Bath Building Society Logo
Bath Building Society

Lovely experience

5
Lovely professionals. Questions answered fast and precise. Reviewed on: 30th August 2022
Reply from Bath Building Society Thank you for taking the time out and giving us this feedback. I'm glad we could be of assistance. Ben Hutchings, Head of Mortgage Sales Response date: 31st August 2022
Bath Building Society Logo
Bath Building Society

Got there in the end

3
Very slow, took 6 months to agree a simple mortgage, seemingly very picky and to some extent box ticking. On the plus side, terms were favourable and the service was more personal than other mortgage lenders. We used a broker but in hindsight I think dealing direct would have been much better, also note BBS will only deal with solicitors not a conveyancing company, broker should have (but didn't) advised this. Reviewed on: 17th August 2022
Reply from Bath Building Society Thank you for the feedback Mr. Pickett. Unfortunately, I am unable to discuss the mortgage application without the applicant's consent, however I can assure you that the Society is taking every possible to step to minimise any further delays. In regard to the Society’s criteria for Solicitors, the broker who submitted the application would have been informed of the Society's requirements at the outset and should have relayed this. I can confirm that we will prioritise this application once any outstanding information is received. Nicola Rees, Head of Mortgage Operations Response date: 17th August 2022
Bath Building Society Logo
Bath Building Society

Quick Service

5
Great work from Oliver on the chat desk. Really efficient and got me to the right answer quickly. Reviewed on: 2nd August 2022
Reply from Bath Building Society Thank you for your feedback and glad Oliver was of assistance. Ben Hutchings, Head of Mortgage Sales Response date: 3rd August 2022
Bath Building Society Logo
Bath Building Society

Very efficient and friendly

5
Nick was great, he came across as knowledgeable and helped with my query very quickly Reviewed on: 27th July 2022
Reply from Bath Building Society Thank you for your feedback and glad Nick was of assistance. Ben Hutchings, Head of Mortgage Sales Response date: 28th July 2022
Bath Building Society Logo
Bath Building Society

Good service

5
The chat facility is good. Oliver and Tom have been helpful Reviewed on: 27th July 2022
Reply from Bath Building Society Thank you for the feedback. I will pass on to Oliver & Tom. Ben Hutchings, Head of Mortgage Sales Response date: 28th July 2022
Bath Building Society Logo
Bath Building Society

Great service!

5
Although I wasn't able to get all of the answers I required immediately, Oliver had no hesitation in providing me with details to contact him via email where he would be able to help me further with my query. It gave me confidence that I would always have help when needed from Bath Building Society Reviewed on: 20th July 2022
Reply from Bath Building Society Thank you for the feedback and glad Oliver could help you with your query. Ben Hutchings, Head of Mortgage Sales Response date: 21st July 2022
Bath Building Society Logo
Bath Building Society

Do you have a different Bath Building Society product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Bath Building Society?

    View all products