Write a review

Newsletter

Go to business site

Nationwide: FlexAccount reviews

View other Nationwide products

4.62

Based on 1,110 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

74%

15%

Latest highest rating:

5

Does everything I need from a current account The 24/7 self-service foyer at my local branch with a paying-in machine is something I genuinely value — not all banks offer that. Minor gripe: the ma... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Executor account hell with NBS Used Flex account as executor account to distribute estate according to Will. However Nationwide force you to drip feed small payments over days, addi... Read more Reviewed on: 26th May 2026

Read all reviews Write a review

About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Review Nationwide: FlexAccount now

Help others make smarter decisions by sharing your own experience.

Write a review

Nationwide FlexAccount reviews (1110)

Most of the time I don’t know it’s there.

Most of the time I don’t know it’s there, Which means everything is running smoothly and IF I have a problem It’s sorted straight away Reviewed on: 23rd January 2026

Every time I go to any branch, is very nicely and go...

Every time I go to any branch, is very nicely and good service for customer Reviewed on: 23rd January 2026

Excellent customer service

Been with them 40+ years never had one complaint Reviewed on: 22nd January 2026

I switched from NatWest to Nationwide.

I switched from NatWest to Nationwide a number of years ago because I wanted a more ethical banking service, and Nationwide are rated in the top 3 across a range of environmental, humanitarian and broader ethical criteria. I use the online banking service and it's very accessible and efficient, to the extent that I've never had cause to use telephone banking. My only complaint would be that I can't pay in at the Post Office, and my nearest branch is a drive away. Reviewed on: 22nd January 2026

Very good app but awful if you're traveling.

Very good app but awful if you're traveling. Will block your card even after you tell them you're going abroad. However, I like that they have committed to keeping their branches open - I'm in a small town and they're the only ATM. Reviewed on: 22nd January 2026

Face to face banking

Good to be able to go into a branch and speak to actual people. Always helpful and polite and good knowledge of their products Reviewed on: 22nd January 2026

Good interest rate on small monthly savings of £200...

Good interest rate on small monthly savings of £200 at 6%. Regular (albeit not guaranteed) £100 bonus for holding two accounts. Good user friendly app Reviewed on: 22nd January 2026

Best for all ages.

In all my years of banking with various banks (65+ years), Nationwide are the only ones who have ever 'thanked me' for being a customer. I use a mixture of in branch and online banking, and have found their procedures reasonably easy to use. I am a bit of a technophobe, but their little device gets me online very quickly! Reviewed on: 22nd January 2026

Customer service comes first

When my mother and father both became vunerable they handled the processing of the power of attorney efficiently and when they both died they again processed the process efficiently. Their customer service is second to none. They are focused on customer service and not profit. One time I went in to the branch and the branch manager was on the shop floor asking customers if he could help with any queries and was veru busy with various queries. I can't imagine this happening with a bank. Reviewed on: 22nd January 2026

Simply the best

I’ve been with Nationwide for around 5 years and can say there impeccable as a bank. I can say that I have recommended them to work colleagues, friends, other business users and fellow professionals. Reviewed on: 22nd January 2026

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Select Account
from NatWest 4.36 from 717 reviews
Classic Account
from Lloyds Bank 3.91 from 800 reviews
Standard Current Account
from Ulster Bank 3.55 from 36 reviews

Want to see more from Nationwide?

FlexDirect
from Nationwide 4.73 from 376 reviews
Cash ISA
from Nationwide 4.63 from 81 reviews
Regular Savings
from Nationwide 4.63 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub