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Nationwide: FlexAccount reviews

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4.52

Based on 1,095 reviews, last reviewed 21st Apr 2026

47% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

73%

15%

Latest highest rating:

4

Easy banking every way Easy to navigate app. In person service at local branches which many others have done away with. Giving money back to customers when they do well Reviewed on: 21st April 2026

Latest lowest rating:

1

The worst banking ever don’t do it The Nationwide is the worst banking ever. Don’t get fooled they’re nice because they give out free money! They have a problem with their banking app. ... Read more Reviewed on: 27th February 2026

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About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide FlexAccount reviews (1095)

A good bank

We have banked with them since 1987 and always found them helpful Reviewed on: 16th April 2026

Kind Nationwide

The staff in my little local nationwide are very kind and you never feel pressured for anything. Also it’s always the same staff and they know me which makes it feel really safe and friendly. you can’t overspend because of the weight set up and every now and again you get a bonus amount of money put into your account which really helps. Reviewed on: 16th April 2026

Having been a loyal client for several years, I feel...

Having been a loyal client for several years, I feel compelled to share my profound appreciation for the consistently exceptional service provided by this institution. What truly distinguishes them in the UK’s competitive financial landscape is their unwavering reliability and the remarkable way they have evolved without ever compromising their core values of integrity and excellence. Throughout our long-standing relationship, they have demonstrated an unparalleled ability to anticipate my financial needs with precision and care. Their team doesn't just process transactions; they cultivate genuine partnerships, offering astute guidance and support that has been instrumental to my financial well-being. It is rare to find an organization that maintains such a high caliber of professionalism while remaining so deeply approachable and human-centric. They are, without a doubt, a benchmark for excellence in modern banking, and I look forward to many more years of continued collaboration." Reviewed on: 16th April 2026

I choose to open my Nationwide acct. for their benefits

I choose to open my Nationwide account because is the mutual building society and that is a big difference. This mutual status means Nationwide does not distribute profits as dividends to external investors; instead, profits are reinvested into the business to offer better rates for members, with a portion donated to charity. Also, they offering higher savings rates and lower mortgage costs compared to market averages. Reviewed on: 16th April 2026

Good service and a great App that works well

I use the APP mostly and it’s easy to see my account . I have visited the branch and found staff there polite and very helpful. It’s helpful to have a branch that you can go into and speak to people on a personal level. They are easy to deal with and don’t make you feel rushed. Reviewed on: 16th April 2026

Customer Services

My experience with Nationwide has been consistently positive. Their online banking is straightforward to use, and whenever I’ve needed help, customer service has been kind and patient. It makes everyday banking feel simple and stress-free. Reviewed on: 16th April 2026

really cares about customers

not just empty promises, they provide benefits to customers even when customers were not aware of it or seeking it. Reviewed on: 16th April 2026

Had this account years and will continue to do so.

Had this account years and will continue to do so. The costumer service is very good. I was in hospital once and was late with a payment . Nationwide cancelled the interest. I also like the fairer scheme and enjoy getting a bonus most years. Reviewed on: 16th April 2026

Customer service always happy to help

Customer service always happy to help Reviewed on: 15th April 2026

Most caring bank about customers.

Most caring bank about customers. Reviewed on: 31st March 2026

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