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Nationwide: FlexAccount reviews

4.61
Based on 1,111 reviews, last reviewed 20th Aug 2026
81% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
74%
See only 4 star reviews
15%
See only 3 star reviews
4%
See only 2 star reviews
1%
See only 1 star reviews
7%

Latest highest rating:

5

They are great as they have a high street presence w... They are great as they have a high street presence which reflects in their commitment to customers unlike many other banks and financial institutions ... Read more Reviewed on: 20th August 2026
Bicwyzer's avatar
Bicwyzer

Latest lowest rating:

1

Executor account hell with NBS Used Flex account as executor account to distribute estate according to Will. However Nationwide force you to drip feed small payments over days, addi... Read more Reviewed on: 26th May 2026
Colleen's avatar
Colleen

About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide FlexAccount reviews (1111)

Great experiences all round

5
Nationwide have been excellent while I have had my account, supporting with security, and rewarding customers regularly. I also appreciate the ethical side of the bank. Reviewed on: 16th April 2026

I have been a customer of Nationwide for over 30 yea...

5
I have been a customer of Nationwide for over 30 years and have always found them to be excellent whenever I have needed them.If I have needed to change anything with my account they have been very efficient.All the staff are friendly and knowledgeable. Reviewed on: 16th April 2026

Reliable, safe, trustworthy, more ethical than many...

5
Reliable, safe, trustworthy, more ethical than many competitors. Always easy to get hold of customer services. App very user friendly and reliable. Reviewed on: 16th April 2026

Building society that cares

5
Have banked with nationwide for 30 years and they have always been great and share their profits with customers each year. They move with the times to become a modern option Reviewed on: 16th April 2026

Needed to carry out some transactions in branch.

5
Needed to carry out some transactions in branch. The branch staff were extremely helpful, I hope the Nationwide keep their branch network, it really does make a difference! Reviewed on: 16th April 2026

Easy app, friendly and helpful customer service who...

5
Easy app, friendly and helpful customer service who get stuff done very quick , simple way of tracking money and savings. Reviewed on: 16th April 2026

A good bank

5
We have banked with them since 1987 and always found them helpful Reviewed on: 16th April 2026

Kind Nationwide

5
The staff in my little local nationwide are very kind and you never feel pressured for anything. Also it’s always the same staff and they know me which makes it feel really safe and friendly. you can’t overspend because of the weight set up and every now and again you get a bonus amount of money put into your account which really helps. Reviewed on: 16th April 2026

Having been a loyal client for several years, I feel...

5
Having been a loyal client for several years, I feel compelled to share my profound appreciation for the consistently exceptional service provided by this institution. What truly distinguishes them in the UK’s competitive financial landscape is their unwavering reliability and the remarkable way they have evolved without ever compromising their core values of integrity and excellence. Throughout our long-standing relationship, they have demonstrated an unparalleled ability to anticipate my financial needs with precision and care. Their team doesn't just process transactions; they cultivate genuine partnerships, offering astute guidance and support that has been instrumental to my financial well-being. It is rare to find an organization that maintains such a high caliber of professionalism while remaining so deeply approachable and human-centric. They are, without a doubt, a benchmark for excellence in modern banking, and I look forward to many more years of continued collaboration." Reviewed on: 16th April 2026

I choose to open my Nationwide acct. for their benefits

5
I choose to open my Nationwide account because is the mutual building society and that is a big difference. This mutual status means Nationwide does not distribute profits as dividends to external investors; instead, profits are reinvested into the business to offer better rates for members, with a portion donated to charity. Also, they offering higher savings rates and lower mortgage costs compared to market averages. Reviewed on: 16th April 2026

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