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Santander: 123 Current Account (discontinued) reviews

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4.16

Based on 1,229 reviews, last reviewed 28th Nov 2024

80% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Santander very good Brilliant service, call centres excellent Reviewed on: 28th November 2024

Latest lowest rating:

1

So hard to set up an account. So hard to set up an account. Couldn’t believe it. I had to wait in a physical bank twice for over an hour. And they kept sending me letters that were... Read more Reviewed on: 28th November 2024

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1229)

awful experience at Nationwide

I was once banking with Nationwide and i had been with them for such a long time an every time i went to the bank to withdraw and they would constantly question me, they would always me, oh why are you withdrawing your money and what are you spending it on ?? I am like its my money and i can withdraw what i want and what i spend it on is not your business, i find nationwide so rude and arrogant and what gives them the right to ask you such stuff. They are supposed to be there to serve you not nag at you. And that is why i hate them so much and that is why i left them and went to another bank. They are so annoying and the worse bank i have had apart from Santander. And they insinuated me once when i told them i was leaving the bank and would not return to them. They did not like that and i would never ever ever ever recommend nationwide to anyone unless you truly want someone to pry in to your finances. Reviewed on: 9th August 2015

great account

not really use the account until recently. easy to transfer money and receive statements every month. cash back is nice on bills Reviewed on: 9th August 2015

excellent for a £2 fee

Decided to change to Santander from NatWest - used there switching service which was effortless and no hassle to me. My husband wages go in and my direct debits are set up so I know I receive my cashback and after taking fee up I make £8 a month near enough which is brilliant for doing nothing Reviewed on: 9th August 2015

Brilliant

Took me years to move to Santander 123 Current Account simply because I did not feel it was ethical to charge for a current account. How wrong was I not to move my current account earlier. Been with Santander 123 Current Account now for 8 months-simply fantastic to be able to earn money simply by paying your bills;which more than offset the £2 monthly fee. You also get a great rate of interest on up to £20000 at 3%. Reviewed on: 9th August 2015

Special account

Can't rave enough about this account! Helpful service and great that I get cashback on some bills too! I used to use Lloyds so the switchover to Santander was really painless and took just 7 days. I would urge anyone thinking of switching accounts to look at this account. Reviewed on: 3rd August 2015

Easy to switch and great account

I wasn't sure about switching to the 123 account as it sounded like a bit of hassle, but it is the best thing I've done. Was really easy to switch and the benefits you get with this account are really worth it Reviewed on: 17th July 2015

Outstanding product

I can't rave enough about how clever the 123 current account is. There is a 2 pound monthly fee, but this is more than made up for by the better savings rate on offer and cashback on household bills makes it really clever...cash back on bills is a nice feeling. Reviewed on: 10th June 2015

Outstanding

I recently switched to the 123 account and believe this to have been a great decision. Staff are friendly, and the account has lots of nice surprises, like cashback on bills! The switch was also very easy. Reviewed on: 29th May 2015

Fantastic bank account.

I opened this account over a year ago and couldnt be happier. Staff are friendly and willing to help. 3 percent interest is great too. Reviewed on: 7th May 2015

Amazing, love the card!

I have contactless and it was awesome and easy to use. I love using my card to just swipe for a sandwich or packet of crisps! Reviewed on: 28th April 2015

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