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Capital Credit Union: Loans reviews

4.94
Based on 753 reviews, last reviewed 1st Oct 2025
98% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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97%
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2%
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0%
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0%
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1%

Latest highest rating:

5

I secured a loan with very low interest covered by m... I secured a loan with very low interest covered by my savings I can always speak to someone helpful and I like the ethics of this bank I am 72 and ap... Read more Reviewed on: 1st October 2025
Shirley H's avatar
Shirley H

Latest lowest rating:

2

No real benefits for a loyalty advance I took out a loyalty advance and basically I am paying you to access my own money. This is not a good idea at the rate you offered and not a help to l... Read more Reviewed on: 14th April 2025
Jim's avatar
Jim

About this product

With a Capital Credit Union loan, members can borrow from £50 up to £35,000.

All members must save at least £15 per month alongside the loan to help build up a nest egg. Capital Credit Union loans come with free loan protection insurance and flexible repayments with terms of up to ten years.

Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Capital Credit Union before, you can also leave a review and share your experience.

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Capital Credit Union Loans reviews (753)

Professional and Caring

5
Capital Credit Union have provided me with clear and accurate customer service and direction in managing and repaying my loan Reviewed on: 26th June 2025

My experience with getting loans from the capital cr...

5
My experience with getting loans from the capital credit union have been fantastic Reviewed on: 26th June 2025

Fast friendly service.

5
Fast friendly service. The staff are always extremely helpful. Reviewed on: 26th June 2025

CCU telephone operators are approachable.

4
The people on the phone are approachable. That gives a feeling of trust. It also carries the conviction that any problems can be hammered out. Reviewed on: 26th June 2025

Competitive products and great customer service

5
Competitive products and great customer service Reviewed on: 26th June 2025

Excellent service and always there to help

5
Excellent service and always there to help Reviewed on: 26th June 2025

Friendly, flexible and fair.

5
Friendly, flexible and fair. No early repayment charges and encouragement to save Reviewed on: 26th June 2025

Always great service.

5
My loan was easy to apply for and the member of staff who helped me was very pleasant, professional and helpful. I chose Capital Credit Union because from past experience I knew that they offered excellent rates and were trustworthy.’ Reviewed on: 26th June 2025

They are so helpful

5
They are so helpful. Really helped me through a tough time. Reviewed on: 26th June 2025

Helpful and easy , would recommend to all

5
Helpful and easy , would recommend to all Reviewed on: 26th June 2025

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