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Capital Credit Union: Loans reviews

4.94
Based on 753 reviews, last reviewed 1st Oct 2025
98% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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97%
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2%
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0%
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0%
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1%

Latest highest rating:

5

I secured a loan with very low interest covered by m... I secured a loan with very low interest covered by my savings I can always speak to someone helpful and I like the ethics of this bank I am 72 and ap... Read more Reviewed on: 1st October 2025
Shirley H's avatar
Shirley H

Latest lowest rating:

2

No real benefits for a loyalty advance I took out a loyalty advance and basically I am paying you to access my own money. This is not a good idea at the rate you offered and not a help to l... Read more Reviewed on: 14th April 2025
Jim's avatar
Jim

About this product

With a Capital Credit Union loan, members can borrow from £50 up to £35,000.

All members must save at least £15 per month alongside the loan to help build up a nest egg. Capital Credit Union loans come with free loan protection insurance and flexible repayments with terms of up to ten years.

Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Capital Credit Union before, you can also leave a review and share your experience.

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Capital Credit Union Loans reviews (753)

I have always used Capital Crwsit Union for any loan...

5
I have always used Capital Crwsit Union for any loans, and they are always prompt and experienced. Great company Reviewed on: 26th June 2025

Good interest rates and excellent customer service.

5
Good interest rates and excellent customer service. Reviewed on: 26th June 2025

Friendly and easy to understand .

5
Friendly, clear and comprehensive approach. Reviewed on: 26th June 2025

Hassle free lending

5
I was approved for a loan with minimal hassle. All issues received a prompt reply and were resolved quickly. Reviewed on: 26th June 2025

Never had any issues.

5
Never had any issues. Customer service is always great very helpful and very friendly Reviewed on: 26th June 2025

Easy to use.

5
Always keep you up to date, keep you at ease & very clear instructions on how to manage your account. Reviewed on: 26th June 2025

My husband took a loan and staff are very helpful an...

5
My husband took a loan and staff are very helpful and very quick application Reviewed on: 26th June 2025

Always easy to talk to for help or advice excellent...

5
Always easy to talk to for help or advice excellent service overall Reviewed on: 26th June 2025

CCU loans

5
used this service for short term loans for holiday trips. Easy to arrange and helpful staff Reviewed on: 26th June 2025

My wife already used them and when I spoke to them t...

5
My wife already used them and when I spoke to them they were polite, Friendly and informative. They made it so easy to understand everything from start to finish and their after care is brilliant. Reviewed on: 26th June 2025

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