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Capital Credit Union: Loans reviews

4.93
Based on 754 reviews, last reviewed 12th Dec 2025
92% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I secured a loan with very low interest covered by m... I secured a loan with very low interest covered by my savings I can always speak to someone helpful and I like the ethics of this bank I am 72 and ap... Read more Reviewed on: 1st October 2025
Shirley H's avatar
Shirley H

Latest lowest rating:

1

Are one of the worst companies that I have had to de... Are one of the worst companies that I have had to deal with have no customer service just send you texts with half messages and are not able to call c... Read more Reviewed on: 12th December 2025
G t's avatar
G t

About this product

With a Capital Credit Union loan, members can borrow from £50 up to £35,000.

All members must save at least £15 per month alongside the loan to help build up a nest egg. Capital Credit Union loans come with free loan protection insurance and flexible repayments with terms of up to ten years.

Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Capital Credit Union before, you can also leave a review and share your experience.

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Capital Credit Union Loans reviews (754)

Very fast and understanding, used a few times great

5
Very fast and understanding, used a few times great Reviewed on: 14th April 2025

Always friendly and keen to help

5
Always friendly and keen to help Reviewed on: 14th April 2025

Easy to deal with.

5
Easy to deal with. Quick response and happy with outcome Reviewed on: 14th April 2025

Needed a loan, was accepted and paid out very quickly.

5
Needed a loan, was accepted and paid out very quickly. Customer service is great too Reviewed on: 14th April 2025

Great communication, easy to deal with.

5
Great communication, easy to deal with. Reviewed on: 14th April 2025

Helped me with my season ticket and was very easy to...

5
Helped me with my season ticket and was very easy to set up Reviewed on: 14th April 2025

Friendly and fair.

5
Friendly and fair. Can't fault the service at all. Reviewed on: 14th April 2025

Unsecured loan

5
I applied for a loan to help pay for my wedding and Capital Credit Union made sure that I could afford loan repayments. The process was quick and easy and I can't recommend Capital Credit Union enough. They saved my wedding! Reviewed on: 14th April 2025

Staff are very friendly and easy to deal with.

5
Staff are very friendly and easy to deal with. Great rates and fast and easy application. Reviewed on: 14th April 2025

I loved every minute of my experience

5
I loved every minute of my experience Reviewed on: 14th April 2025

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