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Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.04 (280 reviews)

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4.00

Based on 280 reviews, last reviewed 3rd Jul 2025

150% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

52%

24%

10%

Latest highest rating:

5

Great customer care and a great credit card Great customer care and a great credit card Reviewed on: 3rd July 2025

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025

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About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (280)

Review of the Capital One, Classic Credit Card:

Zopa asked me to vote for them

But they are untrusting utter rubbish so I'll vote for anyone but them . Reviewed on: 11th April 2023

Good credit card to rebuild your credit rating

Capital one are a great way to rebuild your credit rating if you've previously had money issues, or if you've not had credit before and are struggling to build a rating. It's easy to get using the card, and they keep your credit limit low to make sure you don't end up financially unstable. Overall, great service! Reviewed on: 24th December 2016

No hassle

Get yourself an online account. Everything is so easy, log in, pay, check amount all in a few seconds. I had a query and spoke to an online agent who sorted my query out in about a minute. Great time saving service Reviewed on: 22nd December 2016

Expensive

It's pretty poor really, the interest rates are very high on my Capital One card Reviewed on: 19th December 2016

No hassle at all

Capital One card is really great - no hassle and clear texts from them, i find them amazing Reviewed on: 13th December 2016

Useful for emergencies

It's OK - I use this card for emergencies and that's all Reviewed on: 9th December 2016

Helps me budget

It's great as its slowly improving my credit score and stops me having to big a budget :) Reviewed on: 8th December 2016

Just OK

This card is just ok, I don't really use it very often Reviewed on: 30th November 2016

I use it every day

Good for building your credit ratings. Good overall credit card for me. Reviewed on: 9th October 2016

Easy to Use

Easy understandable statements sent each month, plus direct debit to take payment straight from my account so I never fall behind. Reviewed on: 29th June 2016

Cheap Repayments

I was able to get a card with Capital One even though my credit wasn't great. I got a £200 limit and my repayments are very little each month. Ideal to use when needed. Reviewed on: 28th June 2016

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