Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,194 reviews, last reviewed 28th Apr 2025
7848% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easiest way to build wealth I’ve been with chip for a few years now and they have cracked making saving easy. Just set and forget and chip does all the hard work for you. The bes... Read more Reviewed on: 28th April 2025
Bhanu Rana's avatar
Bhanu Rana

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18194)

Review of the Chip, Savings App:

The best interest rate for a savings account once

3
Had the best interest rate for a savings account at some point, not anymore though. Transferring money in and out was not as straightforward as with a regular app, not problematic though Reviewed on: 12th April 2024

Start to finishNo. 1 online bank.

5
Start to finish easy app use and clear policy re interest rates Reviewed on: 28th March 2025

Easy to use app.

5
Easy to use app. Good explanations of risk. Reviewed on: 28th March 2025

Great app, really easy to use, and a really helpful...

5
Great app, really easy to use, and a really helpful and friendly company. Would 100% recommend. Reviewed on: 28th March 2025

Love chip, great app easy to use

5
Love chip, great app easy to use Reviewed on: 28th March 2025

Very easy to use and manage.

5
Very easy to use and manage. I like the linked accounts feature - it means I save more because I don't have to jump through lots of hoops. Reviewed on: 28th March 2025

Great platform for experienced and beginners

4
I’ve been using chip for a while now though I don’t use the investing side as I invest on a different platform, it’s super easy to use and funds and paid in quickly. Also the prize space and transparent interest rate is perfect for even people just beginning in saving! Reviewed on: 28th March 2025

Easy to set up and manage via the app

5
Easy to set up and manage via the app Reviewed on: 28th March 2025

Great app.

5
Great app. I use it more than a year ago. Reviewed on: 28th March 2025

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Happy with the service

5
I’ve been with chip now for over a year and it’s been great. I’ve managed to save up quite a bit and I would very recommend this app/Company Reviewed on: 28th March 2025