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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

I've been using clockwise for many years and they ha...

5
I've been using clockwise for many years and they have always provided a great service. Staff are very helpful. They are quick and easy to use eith online and face to face services. And help me out whenever its required. Reviewed on: 3rd June 2025

Great things from such an underestimated company

5
Always got good things to say about these guys, have helped me and my family through some rough times and very friendly helpful staff Reviewed on: 2nd June 2025

Brilliant customer service.

5
Brilliant customer service. Very helpful. Quick application. Fast payment and approval. Reviewed on: 2nd June 2025

Excellent service never a problem always light and a...

5
Excellent service never a problem always light and a very helpful Reviewed on: 2nd June 2025

Great team

5
Hassle free and amazing support when there was small issues, iverall would definitely and have definitely recommended to a friend Reviewed on: 2nd June 2025

First rate service

5
I have nothing but praise for the way they’ve helped me out great service can highly recommend yhem Reviewed on: 2nd June 2025

Always very helpful and very polite when you call th...

5
Always very helpful and very polite when you call them, never have had any issues Reviewed on: 2nd June 2025

Joined clockwise when I was laid off from my job and...

5
Joined clockwise when I was laid off from my job and they helped me. Easy to sort and the website is easy to access and work Reviewed on: 2nd June 2025

Great customer service they treat you with respect a...

4
Great customer service they treat you with respect and dealt with my loan straight away Reviewed on: 2nd June 2025

Easy application, easy payment, good service

5
Easy application, easy payment, good service Reviewed on: 2nd June 2025

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