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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.89 (2927 reviews)

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4.88

Based on 2,927 reviews, last reviewed 24th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It doesn't seem two minutes from taking the loan out... It doesn't seem two minutes from taking the loan out to nearly finishing paying it off. Also a great way to save. Reviewed on: 24th January 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2927)

Review of the Clockwise Credit Union, Personal loans:

Excellent service

I started with notts and lincs credit union when I had to move into my new house to get away from my alcoholic violent baby father, my credit score was non existent due to my ex running up debts in my name and not paying them. I couldn't get credit from anyone to decorate my house or buy items for my new house. Notts and limcs credit union had just started up as notts credit union and I was given a leaflet from my housing officer about them. I applied for a loan and thought they would be like every other credit agency and decline due to my poor credit but I explained my circumstances and they gave me a chance and approved my loan. From there I was able to sort my credit score, start saving money and have savings and have loans that didn't have high repayments or a massive interest and APR to pay back. Amazing company who I always recommend to others. Even recently I had to leave my police officer role due to my autistic son not coping with the hours and my last pay from them was only £61 for the month which left me not able to pay credit union or any other bills that month. I called them and explained and they were very helpful and understanding. The pledged savings that I had acquired from the loan I had with them was used temporarily to cover that months repayment so it would not negatively impact my credit file and I was able to catch up with everything. I can't thank this company enough for their kind, caring, and exceptionally understanding way of doing business. Reviewed on: 30th May 2023

Great experience very helpful

Very helpful and fulfilled needs Reviewed on: 16th July 2025

positive and straightforward, everything was simple...

positive and straightforward, everything was simple and an easy process Reviewed on: 16th July 2025

need cash, go Clockwise.

easy to apply, very quick in receiving the loan, definitely recommend to friends. Reviewed on: 16th July 2025

Loan and Savings opportunities

After my loan was approved, the requirement to make monthly payments some of which would be transferred to a savings account helped me to save and develop a good savings habit. Reviewed on: 16th July 2025

The process of contacting clockwise and getting a lo...

The process of contacting clockwise and getting a loan was very straight forward. their website is easy to navigate and excellently laid out , with detail explaination of what is being applied for , with no hidden small print Reviewed on: 16th July 2025

Excellence at its best

Great and understand and reassuring Reviewed on: 15th July 2025

Always very helpful and supportive, had low interest...

Always very helpful and supportive, had low interest loan in the past brilliant service . Reviewed on: 15th July 2025

Really fast Communication and very helpful and frien...

Really fast Communication and very helpful and friendly Reviewed on: 15th July 2025

Very good and easy to use, not had any trouble and a...

Very good and easy to use, not had any trouble and always been able to find what I need and know there is help Reviewed on: 15th July 2025

Always understanding and helpful

Always understanding and helpful … no judgement Reviewed on: 15th July 2025

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