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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.89 (2927 reviews)

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4.88

Based on 2,927 reviews, last reviewed 24th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It doesn't seem two minutes from taking the loan out... It doesn't seem two minutes from taking the loan out to nearly finishing paying it off. Also a great way to save. Reviewed on: 24th January 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2927)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

I am a single mum with 2 young kids, coming out of a...

I am a single mum with 2 young kids, coming out of a DV relationship and you guys have really helped me with money and managing etc. It helped over xmas last year as my first xmas as a single mum. and then this year it helped pay for my sons birthday. Reviewed on: 15th July 2025

Excellent company to use 10/10

Never had any issues with this company , always friendly staff there ready to help . They help to your affordability to repay and repayments are lower than any other I’ve ever used , the online app is easy to use and you can always get through to someone when you call, you can increase your loan if needs must and the repayments stay the same Reviewed on: 15th July 2025

Very good service fast application and decision pro...

Very good service fast application and decision process would highly recommend 10/10 service savings account is very good very professional lots of options from saver account , current account, loans Reviewed on: 15th July 2025

Brilliant for loans and really helpful staff when ne...

Brilliant for loans and really helpful staff when needed Reviewed on: 15th July 2025

Loans are great but interest is extortionate.

Loans are great but interest is extortionate. Reviewed on: 15th July 2025

Time of need

Approved my loan and helped me sort out my debts did not put a lot of interest on like other lenders do .I would highly recommend clockwise for borrowing Reviewed on: 15th July 2025

I’ve had a fantastic experience with Clockwise Credi...

I’ve had a fantastic experience with Clockwise Credit Union. From the start, their staff have been friendly, professional, and genuinely interested in helping their members. The application process was straightforward, and they took the time to explain everything clearly. Reviewed on: 15th July 2025

Excellent

Brilliant customer service support Reviewed on: 15th July 2025

Helpful and friendly

They were able to help when needed and not high interest rates Reviewed on: 15th July 2025

Very easy to do, very nice people!!!

Very easy to do, very nice people. Very helpful and made everything so simple for me. Reviewed on: 15th July 2025

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