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Emma: Savings App reviews

4.86
Based on 3,551 reviews, last reviewed 3rd Apr 2025
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Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Emma Savings App reviews (3551)

Review of the Emma, Savings App:

A Comprehensive Look at its Features, Pros and Cons for Personal Finance Management

5
The Emma app is a personal finance management tool that helps users track and manage their finances in one place. With its user-friendly interface and sleek design, the app makes it easy to categorize expenses, set budgets, and monitor spending habits. One of the most notable features of the Emma app is its ability to connect to multiple bank accounts, credit cards, and investment platforms. This allows users to see all of their financial information in one place and get a holistic view of their financial situation. Another great feature of the app is its budget tracking tool, which allows users to set monthly budgets for different categories and monitor their progress throughout the month. The app also offers personalized insights and recommendations based on spending patterns, which can be helpful for identifying areas where users can cut back and save more. However, one potential downside of the Emma app is that some of its more advanced features, such as custom categories and bill tracking, are only available with a paid subscription. Additionally, some users have reported issues with connectivity and syncing between their bank accounts and the app. Overall, the Emma app is a solid choice for anyone looking to take control of their personal finances and streamline their budgeting and tracking process. Its intuitive design and helpful features make it a worthwhile investment for anyone looking to improve their financial management skills. Reviewed on: 18th April 2023

Efficient money manager

5
I like Emma because it keeps me honest and up to date with my finances. It also gives lots of tips and tricks to help get better at dealing with money. Reviewed on: 7th April 2023

EMMA - BEST APP EVER

5
I can't do without anymore of this amazing app. It helps me budgeting and check were all my expenses go. Very easy to use, also for investments. Highly recommended to keep track of your money! Reviewed on: 7th April 2023

Easy and reliable

5
Emma is incredibly helpful, I have trouble with spending and tend to overspend a lot so having a daily money balance as a notification and being able to see my subscriptions are incredibly helpful for me. Reviewed on: 7th April 2023

managing my money with EMMA

5
I've recently started using the EMMA app to manage my finances, and I must say, it has exceeded my expectations! The app was easy to find, download, and register, and it has been very helpful in organizing my spending. thanks Reviewed on: 7th April 2023

Great app

5
Very useful and innovative this app really helped me keep tabs on my finances Reviewed on: 7th April 2023

Absolutely brilliant

5
I always struggled figuring out what I'm doing with my money but Emma has made it so simple to see where it all goes. Reviewed on: 7th April 2023

Great for budgeting and getting better all the time

5
Emma really helped me get a solid grip on our family spending. Then it allowed me to consolidate all my accounts and get a good picture of my financial situation. This gave me the confidence to start investing, which then they made simple. A good example is recently I started to look into moving my savings into an account that offers competitive interest (after decades of not needing to care since rates have been so low), and within that same week Emma started offering a saving pot with competitive interest rates. I check Emma nearly every day, it's help me save and be financially confident. Reviewed on: 7th April 2023

All in One

5
Fully accountable and one of the best budgeting app among all others. Multiple customized categories, once you setup according to you, it will give all details at a glance every month. I have been using Emma for around 4 years and they have improved alot. When I'm over my budget, I get alerts. I would highly recommend all to try this if you have no time manually for budget allocation. Reviewed on: 7th April 2023

Great

4
Great app very useful and helps you save and invest well Reviewed on: 7th April 2023

Budgeting app done right

5
What I like about the Emma app mostly is the user interface where in the main tab you can see all the important information you want to see. Moreover, the ease of changing settings and customization. Overall very happy using it. Reviewed on: 7th April 2023