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first direct: Current account reviews

Name: Current account
Rating: 4.70 (1494 reviews)

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4.70

Based on 1,494 reviews, last reviewed 16th Aug 2026

90% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

85%

Latest highest rating:

5

Excellent service, good app, very reliable Been with First Direct for over 30 years. We now bank with them online but occasionally still need to talk to them by phone and they’re always quick t... Read more Reviewed on: 16th August 2026

Latest lowest rating:

1

Stranded Abroad With 2 Young Kids. I switched from NatWest to First Direct. I regret it. I moved an account from NatWest to First Direct partly because of its reputation for customer s... Read more Reviewed on: 10th August 2026

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About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

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first direct Current account reviews (1494)

Customer service second to none

Have been with first direct for over 25 years. Their customer service is second to none. If you can't find your answer online, there is someone available on the phone 24/7. Reviewed on: 15th February 2024

Always been helpful when i have had to call them, cu...

Always been helpful when i have had to call them, customer service is just the best. Reviewed on: 15th February 2024

Used FD since it first appeared, great bank.

Used FD since it first appeared. Have not had any problems with it during that time. Easy to contact and both App and online services easy to access and appear to be quite secure Reviewed on: 15th February 2024

Best bank by a country mile

If I ever need to ring for everyday banking, which is rarely because the app is so easy to use, they answer the phone immediately and sort my query promptly I have also rang customer relations dept to praise thd way their team work They were also excellent in every way Reviewed on: 15th February 2024

Customer service is excellent.

Customer service is excellent. The app might provide all the functionality of other providers but that is made up for by the quick response and excellent service whenever you contact customer support Reviewed on: 15th February 2024

Easy to use app, great customer service via the phone

Easy to use app, great customer service via the phone Reviewed on: 15th February 2024

Very good account, easy to open and maintain.

Very good account, easy to open and maintain. Excellent customer service Reviewed on: 15th February 2024

Decent experience

Decent experience opening an account with them, the app seems to have good functionality and there are some competitive rewards for sticking around. Reviewed on: 15th February 2024

Consistently good customer service, a great app , I...

Consistently good customer service, a great app , I feel confident in my bank Reviewed on: 14th February 2024

Onboarding was very easy and hassle free.

Onboarding was very easy and hassle free. No problems opening new products on the platform. Reviewed on: 13th February 2024

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