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first direct: Bonus Saving Account reviews

4.84
Based on 47 reviews, last reviewed 25th Jan 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
2%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Easy to use and reasonable rates of interest Easy to use and reasonable rates of interest via the App Reviewed on: 25th January 2026
Stuart Lyons's avatar
Stuart Lyons

Latest lowest rating:

1

Lowered an already low interest rate ... Lowered an already low interest rate while putting up mortgage interest. Reviewed on: 5th December 2024
Tim's avatar
Tim

About this product

First Direct savings reviews can help you to find out more about life at First Direct. How easy is it to contact First Direct? And how friendly are they? Our First Direct savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

first direct Bonus Saving Account reviews (47)

Review of the first direct, Bonus Saving Account:

VERY HELPFUL

5
VERY GOOD CUSTOMER SERVICE, VERY HELPFUL Reviewed on: 22nd April 2016

Superb interest rate

5
Amazing interest rate on up to £300 a month for 12 months - just hope they offer some way of continuing it after the year is up! Reviewed on: 17th March 2023

No Debate, Great Interest Rates,

4
In a banking dessert for getting returns on your money it's refreshing to see one offering one of the best rates of 7% up to £3600 with their Regular Saver. If you pair this with a great SmartPhone App, introductory transfer fees and first class customer support then what are you waiting for give them a go. Reviewed on: 17th March 2023

Not good in withdrawal months

5
Rate plunges in withdrawal months Reviewed on: 14th March 2023

Excellent

5
Top product for me great customer service Reviewed on: 9th March 2023

Great Bank

5
Love first direct for my personal banking Reviewed on: 7th March 2023

Absolute bonus

5
Interest rate on this account recently hiked to 7%, top customer service ratings, simple/ basic online banking via app. Safe & secure in the knowledge you are banking with the best. Reviewed on: 31st January 2023

Highest current interest

5
FD regular saver currently has the highest interest rate. Customer service is very good and speedy. Reviewed on: 18th January 2023

Bonus Interest!

5
First Direct are now paying 7% interest per annum on their Bonus Saver account, which is significantly higher than all their competition Reviewed on: 12th January 2023

Fantastic trustworthy service

5
First Direct is different to other banks, telephone and online banking 24 hours, and always very friendly staff. Reviewed on: 12th January 2022

First in line

5
First Direct is a bank like no other. So easy to deal with . Always helpful and not in a pushy way. Reviewed on: 14th November 2019

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