Write a review

Go to business site

First Response Finance: Car Finance reviews

Name: Car Finance
Rating: 4.95 (6928 reviews)

View other First Response Finance products

4.95

Based on 6,928 reviews, last reviewed 20th Dec 2025

99% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Had such a great experience with them Had such a great experience with first response they have helped me out so much in the year I have been with them Reviewed on: 29th October 2025

Latest lowest rating:

1

Avoid this company Never missed a payment! Avoid this company Never missed a payment! Customer for over 10 years and this is the thanks I get. I’ve been sold multiple faulty cars by First Respo... Read more Reviewed on: 20th December 2025

Read all reviews See your review

About this product

First Response Finance reviews on our site can help you make up your mind as to whether this is the right car finance provider for you. Our community shares their First Response Finance reviews and experiences in order to help others. So if you've already used First Response Finance in the past, please write a review of your own to assist others choosing a car loan provider!

First Response Finance Car Finance reviews (6928)

Review of the First Response Finance, Car Finance:

Life after FRF will never be the same.

I crawl out helplessly for my sword, but it's kicked away by a blackened armoured foot. I struggle to flop onto my back and see the demon before me. An amalgamation of my financial freedom, debt incarnate. Ugly and unpredictable. It chuckles evilly to itself as he toys with what's left of my savings account energy. "Any last words, you pitiful worn?" It barks out loud. I meet it's cold gaze. "I summon the light of First Response Finance!" I cry over the pain of battle. A blinding light causes us both to shield our eyes with our forearms, a figure appears. A valkyrie warrior ready to take me to valhala? It wears piercing gold armour and carries a mace and off set with a shield in its other hand. The angle strikes the demon before its even addressed its attacker. The demon is flown back with the fore. The warrior princess marches forward. "This mortal is under our financial protection!" It's voice sounds like several tones speaking in unison. "Leave this place, fiend of financial uncertainty!" It raises a gauntleted arm and crashes the mace down hard on the demon, that evaporates into thousands of shreds of singed paper. I watch this spectacle through blured vision as the warrior approaches me and I fall into the unforgiving darkness of unconsciousness. Knowing that my financial freedom is assured. Reviewed on: 11th August 2022

Great company.

I have used them twice and they have helped me each time, and made it easy, and they are there any time i need help. Reviewed on: 8th July 2025

Reply from First Response Finance It's great to see that you're a returning customer of ours! We hope you're happy with your new car. Response date: 10th July 2025

Very good provider not one complaint.

Very good provider not one complaint. Reviewed on: 8th July 2025

Reply from First Response Finance Thank you for the five-star review! Response date: 10th July 2025

Good service

Got reviewed for my write off and sent money back after under valued quote for my car. Reviewed on: 8th July 2025

Reply from First Response Finance Thank you for the four-star review! Response date: 10th July 2025

My experience was amazing the agent thata delt with...

My experience was amazing the agent thata delt with me was very helpful and when through everything with me and answered all my questions Reviewed on: 8th July 2025

Reply from First Response Finance We’re happy that we could help you! Response date: 11th July 2025

Excellent first response finance

My experience was Very good first response finance we're Very kind helped me get my motorcycle I needed Reviewed on: 8th July 2025

Reply from First Response Finance We’re happy that we could help you! Response date: 11th July 2025

So helpful, really listens and gave amazing advice t...

So helpful, really listens and gave amazing advice to support my experience Reviewed on: 8th July 2025

Reply from First Response Finance We’re happy that we could help you! Response date: 11th July 2025

Was easy to deal with at a time when I needed a new...

Was easy to deal with at a time when I needed a new car Reviewed on: 8th July 2025

Reply from First Response Finance We’re happy that we could help you! Response date: 11th July 2025

I’ve had nothing but a positive experience with Firs...

I’ve had nothing but a positive experience with First Response Finance. Both fantastic customer service & great quality for money. Reviewed on: 8th July 2025

Reply from First Response Finance Thank you! Response date: 11th July 2025

Amazing team really good rely helped me

Amazing team really good rely helped me Reviewed on: 8th July 2025

Reply from First Response Finance That's great to hear, thank you! Response date: 11th July 2025

Great company

Very fast with payment and decisions excellent help. Would use them again Reviewed on: 8th July 2025

Reply from First Response Finance Thank you! We hope you're happy with your new van/car/bike/vehicle. Response date: 11th July 2025

Alternative products

Car finance
from Zopa 4.84 from 790 reviews
Car loan (discontinued)
from Personal Loans 4U (inactive company) 5.00 from 2 reviews
Finance
from Barclays Partner Finance 3.68 from 29 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

First Response Finance: Car Finance reviews

99% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

First Response Finance Car Finance reviews (6928)

Life after FRF will never be the same.

Great company.

Very good provider not one complaint.

Good service

My experience was amazing the agent thata delt with...

Excellent first response finance

So helpful, really listens and gave amazing advice t...

Was easy to deal with at a time when I needed a new...

I’ve had nothing but a positive experience with Firs...

Amazing team really good rely helped me

Great company

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024