Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.88
Based on 7,969 reviews, last reviewed 10th Jul 2026
50050% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy helpful and car was sorted very quickly hi... Very easy helpful and car was sorted very quickly highly recommended Reviewed on: 10th July 2026
Andy M's avatar
Andy M

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026
Lauren G's avatar
Lauren G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7970)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Amazing

5
Very easy to apply for, always updating you. Very friendly polite staff. Would definitely recommend to family and friends Reviewed on: 22nd July 2022

Excellent service

5
Everytime I have a problem they are extremely helpful and caring they have helped me so much Reviewed on: 22nd July 2022

One of the best companies I ever worked

5
Since I started working with First Response Finance I know that my back is covered and they will help me. Thank you for giving me the chance to work with you. Reviewed on: 22nd July 2022

Very flexible

5
I was able to get finance for a car despite my bad credit score. Would definitely recommend Reviewed on: 22nd July 2022

Excellent service

5
Easy process. Very efficient service all staff were helpful and polite. Thank you so much. Keep up the good work Reviewed on: 22nd July 2022

Finance and car insurance

5
Very professional when talking on the phone, quick answers and no hesitation to direct you on when you are unsure and asking any questions. Very thorough with answers. Overall just great service. Reviewed on: 22nd July 2022

Excellent

5
I’ve used them twice now with no problem highly recommended Reviewed on: 22nd July 2022

Service

5
From the first call to arrange finance I was treated like a person. They explained the deal from the start to the finish. I was able to break my monthly payment to twice monthly. Everytime I have had to call them the staff have been amazing. I tell my friends about the company Reviewed on: 22nd July 2022

Amazing service

5
I took out finance for a new motorbike, they were really easy and lovely to help set this up for me as fast as possible with no fuss, unfortunately I recently had my bike written off due to an accident and obviously had to inform them of this they were so kind and informative and even called up just to check on how I was healing, they didn’t rush me for a payment and were truly a pleasure to work with, I know where I will be going to for my next finance agreement and will always send my friends and family there too Reviewed on: 22nd July 2022

Great service

5
Was so easy the sorting out of the finance for the vehicle I had chosen Reviewed on: 22nd July 2022