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First Response Finance: Car finance reviews

4.88
Based on 7,951 reviews, last reviewed 8th Jul 2026
49250% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Used them 4 times now and never been a single issue... Used them 4 times now and never been a single issue at all Reviewed on: 8th July 2026
John's avatar
John

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7957)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Good one

5
I have had no trouble from them there there to help out when I need it I have a car and I bike Finance with them I’m happy to us them agin and a agin and be happy to tell people about them witch I have so they should get this hands down Reviewed on: 22nd July 2022

Absolutely fantastic

5
Finance in place within 24hrs . Fantastic from the get go Reviewed on: 22nd July 2022

Well organised

5
Always out to help and very responsive, would recommend a friend, staffs are always out to suggest ways of repayments. Reviewed on: 22nd July 2022

Top finance company

5
It’s the best company ever. If you want a car finance you have to call them! Reviewed on: 22nd July 2022

Lovely people

5
Most friendly nicest people I’ve ever dealt with. Not like most finance companies that just want your money. Their staff are a pleasure to deal with Reviewed on: 22nd July 2022

Great customer service

5
Great customer service, always very helpful Reviewed on: 22nd July 2022

So understanding and great customer service

5
First time ever using a finance company and was a little nervous but when I had my 1st phone call they took they’re time to explain everything nothing was rushed or decided unless I was 100% percent sure about everything and any further contact I’ve had the customer service is second to none couldn’t be any happier to be dealing with first response and would highly recommend the company to anyone who’s looking finance Reviewed on: 22nd July 2022

Car finance

5
From start to finish quick response and car purchased...well recommended Reviewed on: 22nd July 2022

Great finance company

5
Had four cars through first and probably have another four Reviewed on: 22nd July 2022

Helpful, reliable service

5
I’m on my 4th car with FR and they’ve always been extremely helpful, would recommend them to anyone Reviewed on: 22nd July 2022