Write a review

Newsletter

Go to business site

First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7810 reviews)

View other First Response Finance products

4.88

Based on 7,810 reviews, last reviewed 26th Jun 2026

84900% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great Finance company would recommend Very helpful and Flexible with my car finance, gave support when needed and was expected at all. So kudos to this finance option and would recommend t... Read more Reviewed on: 26th June 2026

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026

Read all reviews See your review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7810)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Great Company

Got my first car thanks to first response, It was very easy to apply and got a very quick response. They are a great company and I highly recommend them Reviewed on: 25th August 2021

Review

Perfect Communication great sales team Reviewed on: 25th August 2021

Fast easy process

Great company.process was quick and easy.funds release immediately.couldnt be happier. Definately recommend Reviewed on: 25th August 2021

Hassle free really

I set my repayments and over what term, told them when and how i got paid, weekly or monthly in my case weekly and they automatically set direct debit payments to weekly on the day i get paid for me. Reviewed on: 25th August 2021

First response finance are amazing

Honestly can’t say anything bad about these guys, I don’t have the best credit but they still accepted me and I helped me and my disabled children so much! We can actually go places now. I can’t recommend these guys enough Reviewed on: 24th August 2021

Very helpful, understanding of different circumstances

I'm on my 5th aggrement with them can't recommend highly enough, understanding of my circumstances changing, they don't automatically say no, they listen and try to understand the bad points of your credit history and the circumstances around the occurring. And they deal with bad dealers effectly to deal with cars that wernt as described and faulty. Reviewed on: 23rd August 2021

Brilliant company and the staff are all lovely

Brilliant company, staff are all lovely and very helpful, would highly recommend Reviewed on: 23rd August 2021

Quick and friendly

Quick and friendly When I had issues with car dealer they were very supportive Reviewed on: 23rd August 2021

Great & efficient

Great & efficient car finance, super to deal with Reviewed on: 23rd August 2021

The most straight forward finance company around

After search through various finance companies i cam across First Response, and it was relief when there systems were so simple to use and more importantly understand. Since then it has been great even down to there communications which i was surprised when i got a text telling me my payment was going to fall on a bank holiday and if needed i could call to rearrange, never had this kind of service even from high street banks. First Response...First Class! Reviewed on: 23rd August 2021

Alternative products

Car Finance
from V12 Vehicle Finance 3.67 from 2 reviews
Car Finance
from Black Horse 2.48 from 33 reviews
Car Finance
from Close Brothers 1.88 from 73 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub