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First Response Finance: Car finance reviews

4.88
Based on 7,816 reviews, last reviewed 2nd Jul 2026
42650% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They are committed to the needs of their valued cust... They are committed to the needs of their valued customers Reviewed on: 2nd July 2026
Adeniyi A's avatar
Adeniyi A

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7816)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Easy to communicate

5
My husband and I both had finance with these. Love how easy it was to buy our cars Reviewed on: 13th August 2021

Fab company

5
Love them everything straight forward and very efficient ❤️ Reviewed on: 13th August 2021

Always excellent service

5
Very thorough, explained everything very clearly, we’re careful to check affordability, very friendly. Reviewed on: 13th August 2021

Quick & Easy

5
Quick and Easy finance to purchase a new car - highly recommend Reviewed on: 13th August 2021

Quick and easy

5
I have used first response twice and each time has been so easy. Set the finance up find a car that easy. Very friendly service on top. Wow Reviewed on: 13th August 2021

First class service

5
This is the second time for me to use this company absolutely fantastic very friendly and professional team never had any problems with this firm what so ever Reviewed on: 13th August 2021

Great company

5
Great company really understand my needs fast to reply to what my needs are Reviewed on: 13th August 2021

Amazing company

5
I've been with first response for over 7yrs and never had a problem always happy to help Reviewed on: 13th August 2021

Excellent and easy to deal with

5
I've been with first response finance for about a year now and in the whole time from start to now, they have been nothing but fantastic to deal with. They made it really easy to understand how it all works and made me feel at ease about taking out a finance deal. I would definitely recommend then to anyone looking for good simple vehicle finance. Reviewed on: 13th August 2021

No hassle finance

5
Used previously for car finance, reapplied when we needed a new car and the process was completely hassle free and approved in less than five minutes. Thanks to all at first response. Reviewed on: 13th August 2021