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Halifax: Current account reviews

4.15
Based on 946 reviews, last reviewed 22nd Jan 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
58%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
3%
See only 1 star reviews
9%

Latest highest rating:

5

Great current account never had any problems Great current account never had any problems Reviewed on: 22nd January 2026
Richard Hobbins's avatar
Richard Hobbins

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025
Rizq's avatar
Rizq

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Current account reviews (946)

Review of the Halifax, Current account:

GREAT BANK

5
I HAVE BANKED WITH THE HALIFAX FOR OVER 30 YEARS WITH NO PROBLEMS. THE STAFF AT THE BRANCH I GO TO ARE SO PATIENT, FRIENDLY AND HELPFUL. THE HALIFAX APP ON MY APPLE TABLET IS REALLY GOOD AND I CAN PAY IN CHEQUES USING THE APP WHICH SAVES ME THE BOTHER OF GOING TO A BRANCH. THE WEBSITE IS EASY TO LOG ON AND NAVIGATE. Reviewed on: 28th January 2020

Easy and everything works, but interest rate is a joke

4
Easy and everything works, but interest rate is a joke Reviewed on: 18th June 2025

Closure of my Accounts

1
I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different organisations like financial ombudsman and no reasonable response. Reviewed on: 14th June 2025

Online banking easy to use.

5
Online banking easy to use and transactions completed quickly. Notifications are sent for all credits and debits. Reviewed on: 12th June 2025

Halifax current account

4
They haven’t lost my money and their app is easy to use and they send me texts if I’m going overdrawn and I haven’t been fined for going overdrawn and I can access money easily enough and they have a b Reviewed on: 12th June 2025

Appalling - vote with your money and leave

1
With Halifax over 30 years. First 20 were were very good - mortgage, current account, credit cards, etc. Last 10 years appalling customer service. They have down spec'd the customer service.. they stop every 2 out of 5 payments so you have to spend 20 minutes every 2 weekson phone to them proving who you are to access your own money; then they do it again! and again! Avoid like the plague as the customer comes last with Halifax. Reviewed on: 24th May 2025

Super quick and really helpful!

5
“Super quick and really helpful!” Reviewed on: 22nd April 2025

Halifax current accounts are easy to open and use

4
Halifax current accounts are easy to open and use Reviewed on: 20th April 2025

very good bank, ive had no problems with halifax sin...

5
very good bank, ive had no problems with halifax since joining up and would defo recommend Reviewed on: 20th April 2025

Very helpful and efficient and good support and oppo...

5
Very helpful and efficient and good support and opportunities with supplies Reviewed on: 19th April 2025

Reliable and quick.

5
Reliable and quick. The app is very easy to use and the overdraft facility is a life saver. Reviewed on: 17th April 2025

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