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Halifax: Current account reviews

4.16
Based on 955 reviews, last reviewed 20th Feb 2026
900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
58%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
3%
See only 1 star reviews
9%

Latest highest rating:

5

Halifax is incredibly good with patient customer ser... Halifax is incredibly good with patient customer service Reviewed on: 20th February 2026
Abike A's avatar
Abike A

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025
Rizq's avatar
Rizq

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Current account reviews (955)

Review of the Halifax, Current account:

Great account

5
Great current account giving £5 reward each month plus cash back to be earnt using your debit card in certain stores. Very helpful in branch when setting up the account talking us through everything really well, can't fault them so far. Reviewed on: 28th March 2016

Online banking made easy

5
I do all my banking, pay my bills and manage my money at the tip of my fingers. I can transfer money vetween account, see payments due out between now and payday, set up budgets, even see my credit score. I wouldn't be able to manage without it! Reviewed on: 9th March 2023

Wonderful bank, friendly, kind, understanding staff.

5
I have been a customer of Halifax for over ten years, they are so very helpful, informative and understanding. I would highly recommend them. Reviewed on: 9th March 2023

Brilliant banking experience

5
I can’t fault Halifax at all I’ve been with them over ten years and had previously banked with 2 different high street banks which where average but Halifax have time and again went above and beyond for my needs wether it be finding extra currency for my holidays short notice that I forgot to order in or helping with queries I had about online charges from companies I didn’t recognise and there staff are very friendly and well informed Reviewed on: 9th March 2023

Reliable but poor (non-existant) returns.

4
A reliable account paying no interest, which is why I only leave minimal money in it to pay bills etc. Use on-line banking with it but do need to call in branch fairly regular, especially if needing to pay in. However local branch now closes at 3pm, whereas before covid it was 5pm. If they end up closing my local branch I may transfer to another bank. Reviewed on: 9th March 2023

Why bank with anyone else?!

4
I switched from another high street bank to Halifax over 7 years ago and have never looked back. Their security measures have helped alert me to suspicious activity and returned my money to me without any issues. The access and ability to stay on top of my money and be in control of my account has improved over time with a finely tuned digital app. I have also been able to get help via the app with actual people and as someone who doesn't always have time to call, I rate this highly! When there was an issue with my account from in the past, Halifax investigated and upheld my complaint as well as compensating me immediately upon issuing their final response by phone. Now that's service! Reviewed on: 9th March 2023

Excellent product and customer service

5
The team at Halifax are customer focused. I feel safe banking with them and highly recommend to anyone looking for a good bank Reviewed on: 9th March 2023

Banks Use Your Personal Business To Manage Your Money

5
Halifax service gives you a little extra help with your finance and money - mortgage, savings, current account, credit card, personal loans, investing, share dealing and insurance. I would recommend Halifax. Reviewed on: 9th March 2023

Customer focused

5
Great customer service and easy to use app Reviewed on: 7th March 2023

Great banking services

5
Halifax helps you manage your money and has a good loan interest rate Reviewed on: 6th March 2023

Great current account

5
Reliable with a host of benefits such as cash back extras, a good overdraft and a monthly cash bonus. Reviewed on: 5th March 2023

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