Smart Money People Logo

Halifax: Current account reviews

4.16
Based on 955 reviews, last reviewed 20th Feb 2026
1000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
58%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
3%
See only 1 star reviews
9%

Latest highest rating:

5

Halifax is incredibly good with patient customer ser... Halifax is incredibly good with patient customer service Reviewed on: 20th February 2026
Abike A's avatar
Abike A

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025
Rizq's avatar
Rizq

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Current account reviews (955)

Review of the Halifax, Current account:

40 years great service

4
Been with this bank for 40 years as a current account customer and never had any issues with them Reviewed on: 15th February 2024

Good service

4
Friendly, quick service, knowledgeable staff. Reviewed on: 4th January 2018

Great Customer Service

5
Halifax are so proactive in fighting card fraud. My card was hacked and, before I noticed, Halifax contacted me to check an unusual payment out of my account. Missing money was back in my account on the same day, card cancelled and a new one issued immediately. Can't praise them enough. Reviewed on: 3rd January 2018

overdraft charges

3
at last halifax have improved overdraft fees about time too Reviewed on: 3rd January 2018

Easy and Basic

4
The app always works, quick and efficient. It's no frills but I feel safe and secure. Reviewed on: 3rd January 2018

Excellent communication and security

5
The Halifax are excellent at communicating with it’s customers. They have contacted me via text with current account alerts that have prevented me from incurring fees, which I think is fantastic customer service. Their security measures on their online banking system are also excellent and I feel like my money is in safe hands. Reviewed on: 2nd January 2018

Great to bank with

5
I'd been a loyal TSB customer for years when I realised that therewas no decent customer service and I was just another number to them. I moved to Halifax over a year ago and have been finding them great so far. Very customer service orientated. Reviewed on: 2nd January 2018

Great bank!

5
Great bank with many offers and friendly customer service. Reviewed on: 1st January 2018

Always kept up-to-date

5
You always know where you are and what is happening with your finances. They have excellent customer service that are quick and efficient at dealing with any issues that do come up. Reviewed on: 1st January 2018

Rewards

5
Just for using my debit card, I get cashback at some shops and outlets. Reviewed on: 31st December 2017

Really easy to use

4
Halifax current account is great. Online banking is super easy and quick to use. Reviewed on: 30th December 2017

Do you have a different Halifax product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Halifax?

  • Online Tracker Bond

    from Halifax 5.00 from 1 reviews
    Halifax
  • Online Saver

    from Halifax 4.61 from 35 reviews
    Halifax
  • Flexicard

    from Halifax 4.57 from 5 reviews
    Halifax
    View all products