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Halifax: Car insurance reviews

2.75
Based on 86 reviews, last reviewed 5th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
33%
See only 4 star reviews
9%
See only 3 star reviews
6%
See only 2 star reviews
6%
See only 1 star reviews
46%

Latest highest rating:

5

Halifax a real good Insurance Company for me I have been a Halifax Insurance customer for many years. They have been nothing but helpful, wouldn't leave them now. Reviewed on: 22nd December 2025
Claire Gee's avatar
Claire Gee

Latest lowest rating:

1

Hit from behind yet Halifax deem me to be liable I was hit by a trucks trailer as he passed inside me at a roundabout, he fled the scene. Luckily we took his reg number and have clear dashcam evid... Read more Reviewed on: 5th February 2026
Tom B's avatar
Tom B

About this product

Halifax car insurance is arranged and administered by BSL limited.

You can get a quote online via the website or over the phone. Comprehensive Halifax car insurance policies come with a 24/7 emergency claims helpline, a courtesy car and vandalism cover. You can also pay for optional extras to tailor your policy.

Halifax car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Car insurance reviews (86)

Dreadful, never ending charges. !!AVOID!!

1
Dreadful !!AVOID!! The reviews here are all saying the same thing SHOCKING!!! Avoid these like the plague. Majority of insurance companies I have had allowed one change of policy (My private plate) before a charge, not these muppets, 25 quid. I have now bought another car and of course another 25 quid to change.... AND the cost for new insurance went up 10 quid from the initial quote "because you have started the policy 3 day's earlier Mr C". What the EFF..!! Can't wait until the policy ends, never again.. Reviewed on: 28th May 2021

Beware when you cancel, they still take your money!!!

1
Despite spending 35 minutes on hold and going through all the reasons why their renewal quote wasn’t of interest to me, and cancelling it over two weeks before it’s renewal, they still took the money out of my bank. They had logged my instruction to cancel when I did but took my money anyway. When I called to see what had happened they said that the refund could take 2 weeks even though it was their mistake. This was the last thing I needed with all the Christmas spending. Cheers Halifax, you are a disgusting arrogant company. Reviewed on: 11th December 2020

Awful Shocking Poor Service

1
I had a Non Fault incident (I wasnt in the car and gave the third party details to the insurers) in March 2020. After wanting to cancel my policy Oct 2020 Ive just found out Halifax system is showing it as My Fault...I have a letter to confirm non fault from the underwriter however after 6 x emails and 8 x (1hr long) calls nothing has been updated and ive been told i have to pay the whole policy premiums or it will be sent to recovery solutions !! Reviewed on: 22nd October 2020

Great company

3
Good customer service. Patient and helpful Reviewed on: 19th September 2020

Cheap

4
After years of paying over £400+ on car insurance per year I decided to see what my bank could offer. Halifax car insurance has saved me over £250 Reviewed on: 16th September 2020

Insurance cancelled without our knowledge

1
We called to add an additional car to our policy. Instead, they cancelled our insurance and only insured the second vehicle, months later we received a letter saying we had been driving around with no insurance. We requested recordings of the call and my husband clearly stated it was an additional car. Reviewed on: 8th September 2020

How to be Done Over and stitched up like kipperby The Halifax

1
Have car insurance with The Halifax for a KIA Sportage 1.6 GDi2 2017 group 13 cat. insurance. Changed car to KIA Nero 1.6 GDi2 2017 group 13 cat. insurance. Guess what 64% YES SIXTY FOUR. RIP OFF MERCHANTS. When I questioned why basically as we pay monthly PAY UP until end of policy march 2021 or Accept increase. In other words your stuffed sucker. Lloyds Car Insurance plus about another ten quotes for car insurance are all CHEAPER than the original pricee being paid for the Sportage. Reviewed on: 9th August 2020

Great customer service

5
Nothing is too much hassle. You feel listened to and can take your time. Reviewed on: 2nd August 2020

no nonsense service and policy

5
easy to make covid related changes great service Reviewed on: 14th July 2020

Do not have an accident at the weekend. Don't use if you are dependent on your car.

2
My husband had an accident in Glasgow on a Saturday. It took hours to get through to the insurance on the phone and then another 3 hours for the recovery truck to get there. The truck would only take the car to an unspecified 'secure' place in Glasgow leaving my disabled husband stranded in Glasgow. The claims department only works office hours so he couldn't even contact them until Monday. Since then they keep fobbing him off with assorted excuses why his car has not been taken to the local garage for repair and until it's received the garage won't let him have a courtesy car. Shocking treatment of a disabled driver who is dependent on a car. Reviewed on: 25th February 2020

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