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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 4.27 (262 reviews)

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4.15

Based on 262 reviews, last reviewed 22nd Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

65%

18%

10%

Latest highest rating:

5

Clarity Card I like the Halifax clarity card as it gives you the best exchange rate but is still a big time operator Reviewed on: 22nd January 2026

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Clarity credit card reviews (262)

Review of the Halifax, Clarity credit card:

-7.5% for exchange rate

This card gives you free withdrawals aboard but at a stink exchange rate of 7.5%. If you do use if for a cash withdrawal pay it off straight away so you don't start paying interest. However it is good for paying for purchases etc as you get the interbank rate. Reviewed on: 6th June 2017

Fantastic customer service

Halifax provided fantastic customer services after I was a victim of online fraud Reviewed on: 11th March 2022

Well done

I have to say Halifax are a great company for all my banking but I particularly like the Clarity credit card. Great card for all my travel needs. Thanks Reviewed on: 2nd March 2022

Best overseas credit card

I use it all the time to pay for meals and other purchases when I'm abroad. The fees are minimal. Reviewed on: 19th February 2022

Easy to use credit card

Easy to use credit card with no extra overseas charges. Reviewed on: 30th January 2022

Card that does not let you down

Useful when travelling abroad as the exchange rate applied appears fair with no hidden extras. Reviewed on: 18th January 2022

Great clarity card

Been using this card abroad for many years, always a comforting backup and easy to use in all shops, bars, and restaurants. Knowing the low/no fees is superb. Reviewed on: 13th January 2022

Great card for using abroad

I have had this card for over 12 years, I take it everywhere with me as it has free transactions abroad. Plus when I have had to make a claim after there was an issue with a cancelled holiday during the pandemic I was refunded by Halifax straight away Reviewed on: 12th January 2022

Great credit card

Love the Halifax Clarity Credit card; it's great for overseas spending as it offers a competitive exchange rate. I also love that I can track my spend straight away on the Halifax app and check pending transactions! Reviewed on: 12th January 2022

Great card for foreign use

Had this card for years as it's perfect for using abroad and at home. Never had any issues with customer service from Halifax. Reviewed on: 12th January 2022

Great for travelling abroad

Great for travelling abroad. Very friendly customer service and good app. Reviewed on: 6th January 2022

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