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Halifax: Fixed Rate Mortgage reviews

Name: Fixed Rate Mortgage
Rating: 3.95 (162 reviews)

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3.83

Based on 162 reviews, last reviewed 13th Jun 2025

400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

57%

18%

Latest highest rating:

5

Halifax Mortgage Just re-mortgaged with Halifax, spoke to a broker first to get market rates and was going to proceed down this route but Halifax were only marginally ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor. Big regret using Halifax for our mortgage Never heard anything from Halifax (we bought our first home 3 months ago) other than a letter to say when our first mortgage payment was due. No “cong... Read more Reviewed on: 13th April 2025

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Halifax Fixed Rate Mortgage reviews (162)

Halifax Mortgages, so easy to understand

I find most banks & building societies make things complicated but Halifax write to me all the time, explaining things I didnt even know needed explaining. I cannot fault them and every time i have needed to change something they have been so efficient. I am half way through my mortgage term and my rate runs out in a year but there is no way I would leave them to go anywhere else. Reviewed on: 12th February 2017

Bad Product Range

After being a loyal customer for 10 years I decided to change my consent to let property to a buy to let product (after building up equity). I paid a high premium for consent to let. I was told I couldn't change my mortgage to a buy to let mortgage as it was previously a residential mortgage. When my consent to lease expired my mortgage increased AGAIN as I was told I had to reapply for the consent to lease. Reviewed on: 9th February 2017

Easy peasy!

When my fixed rate period ended, all I had to do was go onto the website and click a few buttons and I'd set another fixed rate for 2 years - so easy and fuss free! Reviewed on: 9th February 2017

Brilliant

Excellent product. Everything transparent and easy to use Reviewed on: 9th February 2017

Great product

Great mortgage interest and the mortgage is managed well although when I need to speak to customer services, I find it difficult to deal with them. Reviewed on: 3rd February 2017

Good for FTB

Great for FTB, very helpful and a goody box arrived too! Reviewed on: 24th January 2017

Great Customer Service & Walkthrough

I'm getting my first ever mortgage in the coming weeks and Halifax have been brilliant at walking me and my partner through the necessary steps. Everything has been clear and clearly ordered throughout the process. Thanks Halifax! Reviewed on: 30th December 2016

Mortgage

Love being able to have an up to date mortgage balance on my online banking. Very transparent. never had an issue. Offered the best deal. Reviewed on: 11th December 2016

A reliable service

I took out a mortgage with Halifax as I have previously used their services and think that they offer good incentives for FTBs. I am happy with the product we took out and hope to secure a good deal with them again. Reviewed on: 15th November 2016

Halifax Mortgage

Halifax were very understanding when I was left by myself with a Mortgage. They let me go interest only for 1 year. Now I am fine and in advance with my Mortgage. I would recommend them Reviewed on: 7th September 2016

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