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Halifax: Fixed Rate Mortgage reviews

Name: Fixed Rate Mortgage
Rating: 3.93 (157 reviews)

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3.79

Based on 157 reviews, last reviewed 10th Oct 2024

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

56%

18%

Latest highest rating:

5

I’d recommend Really helpful staff and easy to explain booklets to re-visit information that was discussed face to face. This allows me to recap information and tak... Read more Reviewed on: 10th October 2024

Latest lowest rating:

1

Useless untrained, unprofessional 2 months into our application and still no further than day 1. Delay after delay has been made by Halifax as they are using untrained inexperienced un... Read more Reviewed on: 5th September 2024

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About this product

Halifax is a bank offering a range of financial services, such as bank accounts, savings, insurance and mortgages, including fixed rate mortgages. A fixed rate mortgage will have a set interest rate for a certain term, usually two or five years. It’s important to be confident that you understand the terms, conditions and interest rate of a mortgage. Always consult the lender or an independent advisor if you need help understanding the options available to you.

Finding the right mortgage is a huge part of buying your dream home. We collect Halifax fixed rate mortgage reviews to help you decide if the lender and product are right for your needs.

If you’re considering a fixed rate mortgage with Halifax, read the reviews on Smart Money People first. Find out why customers chose this mortgage product and how satisfied they’ve been so far. Learn more about Halifax’s customer service. Read about genuine experiences to gain valuable insight into the provider.

Did you purchase your home with a Halifax fixed rate mortgage? Write an honest review today. Tell us why you chose Halifax and this particular mortgage product. Was the application process simple to understand? Share the main pros and cons you’ve experienced so far. Has Halifax kept you well informed of any important mortgage news or updates? Would you recommend your mortgage product to family and friends? Leave a Halifax fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

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Halifax Fixed Rate Mortgage reviews (157)

Tricky to contact

Overall happy with the product but found communication difficult at times Reviewed on: 22nd June 2017

Amazing.

Through our mortgage advisor we were blown away with all the different companies we could choose to get our mortgage with, but Halifax was the one that stood out not only was it the cheapest but it also gave us £500 cash back which was enough to pay our mortgage advisor and put the rest towards the lawyer fee's! Absolutely amazing would recommend anyone to go with Halifax. Reviewed on: 20th June 2017

Halifax mortgage

We had such a good experience with our first time buyer mortgage through Halifax - everything was so easy and we got a lovely box of goodies sent when we moved in which was such a nice surprise! Reviewed on: 11th June 2017

Fair and Open

Easy to understand statements and can answer questions efficiently. I would never leave them Reviewed on: 11th June 2017

Excellent mortgage rate

Professional staff processed my application efficiently and in accordance with my special requirements. Reviewed on: 30th May 2017

Halifax Mortgages, so easy to understand

I find most banks & building societies make things complicated but Halifax write to me all the time, explaining things I didnt even know needed explaining. I cannot fault them and every time i have needed to change something they have been so efficient. I am half way through my mortgage term and my rate runs out in a year but there is no way I would leave them to go anywhere else. Reviewed on: 12th February 2017

Bad Product Range

After being a loyal customer for 10 years I decided to change my consent to let property to a buy to let product (after building up equity). I paid a high premium for consent to let. I was told I couldn't change my mortgage to a buy to let mortgage as it was previously a residential mortgage. When my consent to lease expired my mortgage increased AGAIN as I was told I had to reapply for the consent to lease. Reviewed on: 9th February 2017

Easy peasy!

When my fixed rate period ended, all I had to do was go onto the website and click a few buttons and I'd set another fixed rate for 2 years - so easy and fuss free! Reviewed on: 9th February 2017

Brilliant

Excellent product. Everything transparent and easy to use Reviewed on: 9th February 2017

Great product

Great mortgage interest and the mortgage is managed well although when I need to speak to customer services, I find it difficult to deal with them. Reviewed on: 3rd February 2017

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